| Weiss Ratings |
Unity Bank
Clinton, NJ |
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| Rating | ||||
| Asset Quality Index | 5.60 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 1.30 | |||
| Profitability Index | 9.90 | |||
| Stability Index | 5.00 | |||
| Company Info |
Unity Bank
Clinton, NJ |
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| FDIC Number | 33503 | |||
| Phone Number | (800) 618-2265 | |||
| Website | www.unitybank.com | |||
| Asset Quality |
Unity Bank
Clinton, NJ |
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| 1-Year Asset Growth | 12.78% | |||
| 5-Year Asset Growth | 10.91% | |||
| 5-Year Charge-Offs to Average Loans | 0.06% | |||
| Charge-Offs to Average Loans | 0.07% | |||
| Non-Performing Assets to Assets | 0.68% | |||
| Non-Performing Loans to Capital | 5.59% | |||
| Non-Performing Loans to Loans | 0.95% | |||
| Balance Sheet |
Unity Bank
Clinton, NJ |
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| Total Assets | 2.92B | |||
| Total Deposits | 2.19B | |||
| Capital and Reserves |
Unity Bank
Clinton, NJ |
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| Capital | 316.30M | |||
| Leverage Ratio | 12.04 | |||
| Loan Loss Reserves to Loans | 1.22% | |||
| Risk-Based Capital Ratio | 15.10 | |||
| Liquidity |
Unity Bank
Clinton, NJ |
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| Hot Money Ratio | 20.89% | |||
| Liquidity Ratio | 14.14% | |||
| Profitability |
Unity Bank
Clinton, NJ |
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| 5-Year Return on Average Assets | 1.63% | |||
| Net Income | 24.71M | |||
| Net Interest Spread | 4.53% | |||
| Operating Profit to Average Assets | 2.49% | |||
| Overhead Efficiency Ratio | 42.66% | |||
| Return on Assets | 1.90% | |||
| Return on Equity | 16.07% | |||