| Weiss Ratings |
Unity Bank
Clinton, NJ |
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| Rating | ||||
| Asset Quality Index | 4.20 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 0.60 | |||
| Profitability Index | 9.90 | |||
| Stability Index | 3.70 | |||
| Company Info |
Unity Bank
Clinton, NJ |
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| FDIC Number | 33503 | |||
| Phone Number | (908) 713-4580 | |||
| Website | www.unitybank.com | |||
| Asset Quality |
Unity Bank
Clinton, NJ |
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| 1-Year Asset Growth | 9.04% | |||
| 5-Year Asset Growth | 10.29% | |||
| 5-Year Charge-Offs to Average Loans | 0.07% | |||
| Charge-Offs to Average Loans | -0.01% | |||
| Non-Performing Assets to Assets | 1.52% | |||
| Non-Performing Loans to Capital | 9.86% | |||
| Non-Performing Loans to Loans | 1.75% | |||
| Balance Sheet |
Unity Bank
Clinton, NJ |
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| Total Assets | 3.18B | |||
| Total Deposits | 2.46B | |||
| Capital and Reserves |
Unity Bank
Clinton, NJ |
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| Capital | 372.22M | |||
| Leverage Ratio | 12.88 | |||
| Loan Loss Reserves to Loans | 1.29% | |||
| Risk-Based Capital Ratio | 15.52 | |||
| Liquidity |
Unity Bank
Clinton, NJ |
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| Hot Money Ratio | 21.38% | |||
| Liquidity Ratio | 10.53% | |||
| Profitability |
Unity Bank
Clinton, NJ |
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| 5-Year Return on Average Assets | 1.76% | |||
| Net Income | 29.11M | |||
| Net Interest Spread | 4.61% | |||
| Operating Profit to Average Assets | 2.63% | |||
| Overhead Efficiency Ratio | 41.25% | |||
| Return on Assets | 2.04% | |||
| Return on Equity | 16.25% | |||