B
First National Bank of Coffee County
DouglasGA
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings First National Bank of Coffee County
Douglas, GA
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Rating B
Asset Quality Index 8.80
Capitalization Index 7.50
Liquidity Index 3.90
Profitability Index 6.20
Stability Index 6.20
Company Info First National Bank of Coffee County
Douglas, GA
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FDIC Number 33506
Phone Number (912) 384-1100
Website www.fnbcc.com
Asset Quality First National Bank of Coffee County
Douglas, GA
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1-Year Asset Growth 4.96%
5-Year Asset Growth 22.98%
5-Year Charge-Offs to Average Loans 0.02%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.18%
Non-Performing Loans to Capital 0.01%
Non-Performing Loans to Loans 0.36%
Balance Sheet First National Bank of Coffee County
Douglas, GA
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Total Assets 495.29M
Total Deposits 442.42M
Capital and Reserves First National Bank of Coffee County
Douglas, GA
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Capital 46.52M
Leverage Ratio 9.34
Loan Loss Reserves to Loans 1.44%
Risk-Based Capital Ratio 21.42
Liquidity First National Bank of Coffee County
Douglas, GA
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Hot Money Ratio 12.12%
Liquidity Ratio 43.96%
Profitability First National Bank of Coffee County
Douglas, GA
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5-Year Return on Average Assets 1.09%
Net Income 5.90M
Net Interest Spread 3.60%
Operating Profit to Average Assets 1.57%
Overhead Efficiency Ratio 57.95%
Return on Assets 1.55%
Return on Equity 18.17%