B
The First National Bank of Moody
MoodyTX
Rating Date
March 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The First National Bank of Moody
Moody, TX
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Rating B
Asset Quality Index 9.40
Capitalization Index 10.00
Liquidity Index 5.40
Profitability Index 4.30
Stability Index 7.30
Company Info The First National Bank of Moody
Moody, TX
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FDIC Number 3351
Phone Number (254) 853-2115
Website www.fnbtx.bank
Asset Quality The First National Bank of Moody
Moody, TX
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1-Year Asset Growth -5.10%
5-Year Asset Growth 0.90%
5-Year Charge-Offs to Average Loans -0.05%
Charge-Offs to Average Loans 0.38%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.81%
Non-Performing Loans to Loans 0.00%
Balance Sheet The First National Bank of Moody
Moody, TX
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Total Assets 54.41M
Total Deposits 42.54M
Capital and Reserves The First National Bank of Moody
Moody, TX
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Capital 9.49M
Leverage Ratio 18.57
Loan Loss Reserves to Loans 1.23%
Risk-Based Capital Ratio --
Liquidity The First National Bank of Moody
Moody, TX
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Hot Money Ratio 4.74%
Liquidity Ratio 56.65%
Profitability The First National Bank of Moody
Moody, TX
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5-Year Return on Average Assets 0.63%
Net Income 485.00K
Net Interest Spread 4.13%
Operating Profit to Average Assets 0.89%
Overhead Efficiency Ratio 78.60%
Return on Assets 0.89%
Return on Equity 5.31%