Desjardins Bank, National Association
Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (3.7 on a scale of 0 to 10). Operating profits as a percentage of assets at 2.1%, coupled with a return on assets of 1.6 has resulted in Excellent (8.0) profitability.
Other Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) and a capital leverage ratio of 18.4. A current level of 0.1 percent of nonperforming loans to core capital combined with 0.5 percent from a year earlier contributes to the Excellent asset quality (9.2).
Asset Mix:
Home mtgs (76%), cash (12%), securities (5%), comm loans (1%), home eq lns (1%), consumer loans (1%), comm re (0%), other (3%)
States with Branches:
FL
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Desjardins Group
Investment Rating
--
Address
1001 East Hallandale Beach Boulevard
Hallandale Beach, FL 33009
Hallandale Beach, FL 33009
Phone Number
(954) 454-1001
Year Founded
1992
FDIC Number
Website
Largest Affiliates
No affiliate information available.