United Bank of Philadelphia
Major Rating Factors:
A current level of 41.4 percent of nonperforming loans to core capital combined with 32.4 percent from a year earlier contributes to the Weak asset quality (1.7).
Other Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a risk-based capital ratio of 36.9 and a capital leverage ratio of 16.9. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (8.1 on a scale of 0 to 10).
Asset Mix:
Comm re (32%), cash (29%), comm loans (15%), securities (9%), home mtgs (5%), consumer loans (1%), other (10%)
States with Branches:
PA
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
United Bancshares, Inc.
Investment Rating
--
Address
1501 North Broad Street
Philadelphia, PA 19122
Philadelphia, PA 19122
Phone Number
(215) 978-5300
Year Founded
1992
FDIC Number
Website
Largest Affiliates
No affiliate information available.