C
United Bank of Philadelphia
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings United Bank of Philadelphia
Philadelphia, PA
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Rating C
Asset Quality Index 1.70
Capitalization Index 10.00
Liquidity Index 3.90
Profitability Index 0.40
Stability Index 8.10
Company Info United Bank of Philadelphia
Philadelphia, PA
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FDIC Number 33568
Phone Number (215) 978-5300
Website www.ubphila.com
Asset Quality United Bank of Philadelphia
Philadelphia, PA
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1-Year Asset Growth -9.45%
5-Year Asset Growth 1.59%
5-Year Charge-Offs to Average Loans 0.04%
Charge-Offs to Average Loans -0.05%
Non-Performing Assets to Assets 14.99%
Non-Performing Loans to Capital 41.43%
Non-Performing Loans to Loans 27.96%
Balance Sheet United Bank of Philadelphia
Philadelphia, PA
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Total Assets 51.70M
Total Deposits 42.38M
Capital and Reserves United Bank of Philadelphia
Philadelphia, PA
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Capital 8.99M
Leverage Ratio 16.87
Loan Loss Reserves to Loans 0.46%
Risk-Based Capital Ratio 36.85
Liquidity United Bank of Philadelphia
Philadelphia, PA
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Hot Money Ratio 13.45%
Liquidity Ratio 49.02%
Profitability United Bank of Philadelphia
Philadelphia, PA
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5-Year Return on Average Assets 2.18%
Net Income -104.00K
Net Interest Spread 5.94%
Operating Profit to Average Assets -0.39%
Overhead Efficiency Ratio 107.85%
Return on Assets -0.39%
Return on Equity -2.31%