| Weiss Ratings |
Citizens Community Bank
Mascoutah, IL |
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| Rating | ||||
| Asset Quality Index | 0.70 | |||
| Capitalization Index | 6.90 | |||
| Liquidity Index | 2.20 | |||
| Profitability Index | 1.70 | |||
| Stability Index | 6.00 | |||
| Company Info |
Citizens Community Bank
Mascoutah, IL |
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| FDIC Number | 33753 | |||
| Phone Number | (618) 566-8800 | |||
| Website | www.citizenscommunitybank.com | |||
| Asset Quality |
Citizens Community Bank
Mascoutah, IL |
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| 1-Year Asset Growth | 6.85% | |||
| 5-Year Asset Growth | 3.61% | |||
| 5-Year Charge-Offs to Average Loans | 0.27% | |||
| Charge-Offs to Average Loans | 0.91% | |||
| Non-Performing Assets to Assets | 5.85% | |||
| Non-Performing Loans to Capital | 36.96% | |||
| Non-Performing Loans to Loans | 10.29% | |||
| Balance Sheet |
Citizens Community Bank
Mascoutah, IL |
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| Total Assets | 531.04M | |||
| Total Deposits | 446.08M | |||
| Capital and Reserves |
Citizens Community Bank
Mascoutah, IL |
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| Capital | 47.06M | |||
| Leverage Ratio | 9.83 | |||
| Loan Loss Reserves to Loans | 2.84% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Citizens Community Bank
Mascoutah, IL |
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| Hot Money Ratio | 29.56% | |||
| Liquidity Ratio | 14.36% | |||
| Profitability |
Citizens Community Bank
Mascoutah, IL |
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| 5-Year Return on Average Assets | 0.72% | |||
| Net Income | -807.00K | |||
| Net Interest Spread | 2.50% | |||
| Operating Profit to Average Assets | -0.49% | |||
| Overhead Efficiency Ratio | 69.95% | |||
| Return on Assets | -0.30% | |||
| Return on Equity | -3.32% | |||