| Weiss Ratings |
Citizens Community Bank
Mascoutah, IL |
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| Rating | ||||
| Asset Quality Index | 2.50 | |||
| Capitalization Index | 7.30 | |||
| Liquidity Index | 0.90 | |||
| Profitability Index | 3.30 | |||
| Stability Index | 6.30 | |||
| Company Info |
Citizens Community Bank
Mascoutah, IL |
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| FDIC Number | 33753 | |||
| Phone Number | (618) 566-8800 | |||
| Website | www.citizenscommunitybank.com | |||
| Asset Quality |
Citizens Community Bank
Mascoutah, IL |
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| 1-Year Asset Growth | -1.13% | |||
| 5-Year Asset Growth | 5.19% | |||
| 5-Year Charge-Offs to Average Loans | 0.26% | |||
| Charge-Offs to Average Loans | 0.05% | |||
| Non-Performing Assets to Assets | 3.03% | |||
| Non-Performing Loans to Capital | 21.98% | |||
| Non-Performing Loans to Loans | 5.45% | |||
| Balance Sheet |
Citizens Community Bank
Mascoutah, IL |
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| Total Assets | 496.99M | |||
| Total Deposits | 417.71M | |||
| Capital and Reserves |
Citizens Community Bank
Mascoutah, IL |
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| Capital | 46.70M | |||
| Leverage Ratio | 10.55 | |||
| Loan Loss Reserves to Loans | 1.85% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Citizens Community Bank
Mascoutah, IL |
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| Hot Money Ratio | 28.18% | |||
| Liquidity Ratio | 11.59% | |||
| Profitability |
Citizens Community Bank
Mascoutah, IL |
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| 5-Year Return on Average Assets | 0.79% | |||
| Net Income | 1.78M | |||
| Net Interest Spread | 2.51% | |||
| Operating Profit to Average Assets | 0.87% | |||
| Overhead Efficiency Ratio | 62.61% | |||
| Return on Assets | 0.70% | |||
| Return on Equity | 7.76% | |||