| Weiss Ratings |
Citizens Community Bank
Mascoutah, IL |
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| Rating | ||||
| Asset Quality Index | 2.90 | |||
| Capitalization Index | 7.80 | |||
| Liquidity Index | 1.10 | |||
| Profitability Index | 3.80 | |||
| Stability Index | 5.60 | |||
| Company Info |
Citizens Community Bank
Mascoutah, IL |
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| FDIC Number | 33753 | |||
| Phone Number | (618) 566-8800 | |||
| Website | www.citizenscommunitybank.com | |||
| Asset Quality |
Citizens Community Bank
Mascoutah, IL |
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| 1-Year Asset Growth | 2.67% | |||
| 5-Year Asset Growth | 5.19% | |||
| 5-Year Charge-Offs to Average Loans | 0.26% | |||
| Charge-Offs to Average Loans | 0.06% | |||
| Non-Performing Assets to Assets | 2.91% | |||
| Non-Performing Loans to Capital | 17.76% | |||
| Non-Performing Loans to Loans | 5.25% | |||
| Balance Sheet |
Citizens Community Bank
Mascoutah, IL |
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| Total Assets | 516.07M | |||
| Total Deposits | 427.14M | |||
| Capital and Reserves |
Citizens Community Bank
Mascoutah, IL |
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| Capital | 48.55M | |||
| Leverage Ratio | 10.62 | |||
| Loan Loss Reserves to Loans | 1.83% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Citizens Community Bank
Mascoutah, IL |
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| Hot Money Ratio | 28.41% | |||
| Liquidity Ratio | 12.20% | |||
| Profitability |
Citizens Community Bank
Mascoutah, IL |
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| 5-Year Return on Average Assets | 0.79% | |||
| Net Income | 2.96M | |||
| Net Interest Spread | 2.58% | |||
| Operating Profit to Average Assets | 0.96% | |||
| Overhead Efficiency Ratio | 60.30% | |||
| Return on Assets | 0.77% | |||
| Return on Equity | 8.49% | |||