| Weiss Ratings |
Citizens Community Bank
Mascoutah, IL |
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| Rating | ||||
| Asset Quality Index | 2.20 | |||
| Capitalization Index | 7.80 | |||
| Liquidity Index | 1.50 | |||
| Profitability Index | 3.40 | |||
| Stability Index | 6.10 | |||
| Company Info |
Citizens Community Bank
Mascoutah, IL |
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| FDIC Number | 33753 | |||
| Phone Number | (618) 566-8800 | |||
| Website | www.citizenscommunitybank.com | |||
| Asset Quality |
Citizens Community Bank
Mascoutah, IL |
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| 1-Year Asset Growth | 4.76% | |||
| 5-Year Asset Growth | 3.61% | |||
| 5-Year Charge-Offs to Average Loans | 0.26% | |||
| Charge-Offs to Average Loans | 0.07% | |||
| Non-Performing Assets to Assets | 3.93% | |||
| Non-Performing Loans to Capital | 30.47% | |||
| Non-Performing Loans to Loans | 7.25% | |||
| Balance Sheet |
Citizens Community Bank
Mascoutah, IL |
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| Total Assets | 532.05M | |||
| Total Deposits | 442.84M | |||
| Capital and Reserves |
Citizens Community Bank
Mascoutah, IL |
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| Capital | 49.16M | |||
| Leverage Ratio | 10.47 | |||
| Loan Loss Reserves to Loans | 2.05% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Citizens Community Bank
Mascoutah, IL |
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| Hot Money Ratio | 28.58% | |||
| Liquidity Ratio | 13.06% | |||
| Profitability |
Citizens Community Bank
Mascoutah, IL |
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| 5-Year Return on Average Assets | 0.79% | |||
| Net Income | 3.51M | |||
| Net Interest Spread | 2.60% | |||
| Operating Profit to Average Assets | 0.84% | |||
| Overhead Efficiency Ratio | 60.65% | |||
| Return on Assets | 0.68% | |||
| Return on Equity | 7.46% | |||