B
Ozona Bank
Ozona,  TX
Rating Date
August 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Ozona Bank
Ozona, TX
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Rating B
Asset Quality Index 6.30
Capitalization Index 10.00
Liquidity Index 4.30
Profitability Index 3.60
Stability Index 5.20
Company Info Ozona Bank
Ozona, TX
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FDIC Number 3376
Phone Number (325) 392-1300
Website www.ozona.bank
Asset Quality Ozona Bank
Ozona, TX
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1-Year Asset Growth 8.63%
5-Year Asset Growth 1.58%
5-Year Charge-Offs to Average Loans -0.01%
Charge-Offs to Average Loans 0.03%
Non-Performing Assets to Assets 0.14%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet Ozona Bank
Ozona, TX
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Total Assets 346.07M
Total Deposits 282.79M
Capital and Reserves Ozona Bank
Ozona, TX
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Capital 32.55M
Leverage Ratio 12.31
Loan Loss Reserves to Loans 1.21%
Risk-Based Capital Ratio 21.13
Liquidity Ozona Bank
Ozona, TX
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Hot Money Ratio 15.28%
Liquidity Ratio 46.95%
Profitability Ozona Bank
Ozona, TX
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5-Year Return on Average Assets 0.78%
Net Income 1.15M
Net Interest Spread 4.14%
Operating Profit to Average Assets 0.67%
Overhead Efficiency Ratio 83.67%
Return on Assets 0.67%
Return on Equity 7.13%