B
Ozona Bank
OzonaTX
Rating Date
March 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Ozona Bank
Ozona, TX
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Rating B
Asset Quality Index 3.70
Capitalization Index 10.00
Liquidity Index 4.40
Profitability Index 3.30
Stability Index 5.20
Company Info Ozona Bank
Ozona, TX
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FDIC Number 3376
Phone Number (325) 392-1300
Website www.ozona.bank
Asset Quality Ozona Bank
Ozona, TX
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1-Year Asset Growth 3.35%
5-Year Asset Growth 1.58%
5-Year Charge-Offs to Average Loans 0.03%
Charge-Offs to Average Loans 0.02%
Non-Performing Assets to Assets 3.15%
Non-Performing Loans to Capital 21.93%
Non-Performing Loans to Loans 6.20%
Balance Sheet Ozona Bank
Ozona, TX
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Total Assets 326.95M
Total Deposits 274.10M
Capital and Reserves Ozona Bank
Ozona, TX
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Capital 31.86M
Leverage Ratio 12.82
Loan Loss Reserves to Loans 1.46%
Risk-Based Capital Ratio 22.91
Liquidity Ozona Bank
Ozona, TX
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Hot Money Ratio 16.25%
Liquidity Ratio 50.67%
Profitability Ozona Bank
Ozona, TX
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5-Year Return on Average Assets 0.73%
Net Income 2.41M
Net Interest Spread 4.15%
Operating Profit to Average Assets 0.75%
Overhead Efficiency Ratio 81.78%
Return on Assets 0.75%
Return on Equity 8.56%