C
Ozona Bank
OzonaTX
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Ozona Bank
Ozona, TX
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Rating C
Asset Quality Index 5.80
Capitalization Index 10.00
Liquidity Index 4.60
Profitability Index 0.60
Stability Index 5.10
Company Info Ozona Bank
Ozona, TX
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FDIC Number 3376
Phone Number (325) 392-1300
Website www.ozona.bank
Asset Quality Ozona Bank
Ozona, TX
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1-Year Asset Growth -0.78%
5-Year Asset Growth 3.73%
5-Year Charge-Offs to Average Loans 0.03%
Charge-Offs to Average Loans 0.03%
Non-Performing Assets to Assets 2.49%
Non-Performing Loans to Capital 18.51%
Non-Performing Loans to Loans 5.53%
Balance Sheet Ozona Bank
Ozona, TX
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Total Assets 338.78M
Total Deposits 283.55M
Capital and Reserves Ozona Bank
Ozona, TX
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Capital 29.93M
Leverage Ratio 12.77
Loan Loss Reserves to Loans 1.80%
Risk-Based Capital Ratio 23.32
Liquidity Ozona Bank
Ozona, TX
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Hot Money Ratio 15.83%
Liquidity Ratio 53.29%
Profitability Ozona Bank
Ozona, TX
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5-Year Return on Average Assets 0.73%
Net Income 1.03M
Net Interest Spread 4.00%
Operating Profit to Average Assets 0.43%
Overhead Efficiency Ratio 82.97%
Return on Assets 0.43%
Return on Equity 5.03%