C
Village Bank
Rating Date
October 2025
Risk Based
Capital Ratio
13.94
Leverage
Ratio
8.93
Return On
Assets
0.70%
Total
Assets
413.80M
Capital
28.18M
Total
Deposits
362.37M
Net
Income
2.13M
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Weiss Ratings Village Bank
Saint Francis, MN 		Click to
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Rating C
Asset Quality Index 5.20
Capitalization Index 6.90
Liquidity Index 3.00
Profitability Index 3.30
Stability Index 3.60
Company Info Village Bank
Saint Francis, MN 		Click to
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FDIC Number 33761
Phone Number (763) 753-3007
Website www.villagebankonline.bank/
Asset Quality Village Bank
Saint Francis, MN 		Click to
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1-Year Asset Growth 1.11%
5-Year Asset Growth 6.59%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.05%
Non-Performing Assets to Assets 1.15%
Non-Performing Loans to Capital 10.91%
Non-Performing Loans to Loans 2.16%
Balance Sheet Village Bank
Saint Francis, MN 		Click to
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Total Assets 413.80M
Total Deposits 362.37M
Capital and Reserves Village Bank
Saint Francis, MN 		Click to
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Capital 28.18M
Leverage Ratio 8.93
Loan Loss Reserves to Loans 1.47%
Risk-Based Capital Ratio 13.94
Liquidity Village Bank
Saint Francis, MN 		Click to
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Hot Money Ratio 10.45%
Liquidity Ratio 21.68%
Profitability Village Bank
Saint Francis, MN 		Click to
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5-Year Return on Average Assets 0.82%
Net Income 2.13M
Net Interest Spread 3.45%
Operating Profit to Average Assets 0.74%
Overhead Efficiency Ratio 72.78%
Return on Assets 0.70%
Return on Equity 11.28%