C
Village Bank
Rating Date
March 2026
Risk Based
Capital Ratio
13.64
Leverage
Ratio
8.62
Return On
Assets
0.67%
Total
Assets
418.38M
Capital
28.92M
Total
Deposits
361.13M
Net
Income
2.78M
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Weiss Ratings Village Bank
Saint Francis, MN 		Click to
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Rating C
Asset Quality Index 5.10
Capitalization Index 6.60
Liquidity Index 2.90
Profitability Index 3.30
Stability Index 3.60
Company Info Village Bank
Saint Francis, MN 		Click to
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FDIC Number 33761
Phone Number (763) 753-3007
Website www.villagebankonline.bank/
Asset Quality Village Bank
Saint Francis, MN 		Click to
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1-Year Asset Growth 4.16%
5-Year Asset Growth 0.78%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.04%
Non-Performing Assets to Assets 1.40%
Non-Performing Loans to Capital 12.38%
Non-Performing Loans to Loans 2.36%
Balance Sheet Village Bank
Saint Francis, MN 		Click to
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Total Assets 418.38M
Total Deposits 361.13M
Capital and Reserves Village Bank
Saint Francis, MN 		Click to
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Capital 28.92M
Leverage Ratio 8.62
Loan Loss Reserves to Loans 1.69%
Risk-Based Capital Ratio 13.64
Liquidity Village Bank
Saint Francis, MN 		Click to
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Hot Money Ratio 10.45%
Liquidity Ratio 18.85%
Profitability Village Bank
Saint Francis, MN 		Click to
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5-Year Return on Average Assets 0.82%
Net Income 2.78M
Net Interest Spread 3.47%
Operating Profit to Average Assets 0.74%
Overhead Efficiency Ratio 69.87%
Return on Assets 0.67%
Return on Equity 10.68%