C
Village Bank
Rating Date
June 2025
Risk Based
Capital Ratio
13.66
Leverage
Ratio
8.76
Return On
Assets
0.73%
Total
Assets
400.02M
Capital
24.37M
Total
Deposits
365.45M
Net
Income
750.00K
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Weiss Ratings Village Bank
Saint Francis, MN 		Click to
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Rating C
Asset Quality Index 7.90
Capitalization Index 6.80
Liquidity Index 2.70
Profitability Index 3.20
Stability Index 3.60
Company Info Village Bank
Saint Francis, MN 		Click to
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FDIC Number 33761
Phone Number (763) 753-3007
Website www.villagebankonline.bank/
Asset Quality Village Bank
Saint Francis, MN 		Click to
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1-Year Asset Growth -0.31%
5-Year Asset Growth 6.59%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.12%
Non-Performing Assets to Assets 0.68%
Non-Performing Loans to Capital 1.39%
Non-Performing Loans to Loans 1.06%
Balance Sheet Village Bank
Saint Francis, MN 		Click to
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Total Assets 400.02M
Total Deposits 365.45M
Capital and Reserves Village Bank
Saint Francis, MN 		Click to
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Capital 24.37M
Leverage Ratio 8.76
Loan Loss Reserves to Loans 1.32%
Risk-Based Capital Ratio 13.66
Liquidity Village Bank
Saint Francis, MN 		Click to
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Hot Money Ratio 9.96%
Liquidity Ratio 17.67%
Profitability Village Bank
Saint Francis, MN 		Click to
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5-Year Return on Average Assets 0.82%
Net Income 750.00K
Net Interest Spread 3.24%
Operating Profit to Average Assets 0.75%
Overhead Efficiency Ratio 75.75%
Return on Assets 0.73%
Return on Equity 12.86%