C
Village Bank
Rating Date
October 2025
Risk Based
Capital Ratio
13.91
Leverage
Ratio
8.87
Return On
Assets
0.69%
Total
Assets
397.33M
Capital
26.05M
Total
Deposits
364.43M
Net
Income
1.42M
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Weiss Ratings Village Bank
Saint Francis, MN 		Click to
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Rating C
Asset Quality Index 7.70
Capitalization Index 6.90
Liquidity Index 2.70
Profitability Index 3.20
Stability Index 3.60
Company Info Village Bank
Saint Francis, MN 		Click to
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FDIC Number 33761
Phone Number (763) 753-3007
Website www.villagebankonline.bank/
Asset Quality Village Bank
Saint Francis, MN 		Click to
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1-Year Asset Growth -1.06%
5-Year Asset Growth 6.59%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.07%
Non-Performing Assets to Assets 0.69%
Non-Performing Loans to Capital 1.86%
Non-Performing Loans to Loans 1.00%
Balance Sheet Village Bank
Saint Francis, MN 		Click to
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Total Assets 397.33M
Total Deposits 364.43M
Capital and Reserves Village Bank
Saint Francis, MN 		Click to
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Capital 26.05M
Leverage Ratio 8.87
Loan Loss Reserves to Loans 1.36%
Risk-Based Capital Ratio 13.91
Liquidity Village Bank
Saint Francis, MN 		Click to
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Hot Money Ratio 10.38%
Liquidity Ratio 18.58%
Profitability Village Bank
Saint Francis, MN 		Click to
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5-Year Return on Average Assets 0.82%
Net Income 1.42M
Net Interest Spread 3.41%
Operating Profit to Average Assets 0.73%
Overhead Efficiency Ratio 73.36%
Return on Assets 0.69%
Return on Equity 11.68%