C
Village Bank
Rating Date
August 2026
Risk Based
Capital Ratio
13.58
Leverage
Ratio
8.98
Return On
Assets
0.66%
Total
Assets
411.87M
Capital
29.09M
Total
Deposits
366.17M
Net
Income
1.38M
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Weiss Ratings Village Bank
Saint Francis, MN 		Click to
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Rating C
Asset Quality Index 6.20
Capitalization Index 7.00
Liquidity Index 2.70
Profitability Index 3.40
Stability Index 3.40
Company Info Village Bank
Saint Francis, MN 		Click to
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FDIC Number 33761
Phone Number (763) 753-3007
Website www.villagebankonline.bank/
Asset Quality Village Bank
Saint Francis, MN 		Click to
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1-Year Asset Growth 3.66%
5-Year Asset Growth 0.78%
5-Year Charge-Offs to Average Loans 0.05%
Charge-Offs to Average Loans 1.41%
Non-Performing Assets to Assets 0.80%
Non-Performing Loans to Capital 1.85%
Non-Performing Loans to Loans 0.76%
Balance Sheet Village Bank
Saint Francis, MN 		Click to
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Total Assets 411.87M
Total Deposits 366.17M
Capital and Reserves Village Bank
Saint Francis, MN 		Click to
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Capital 29.09M
Leverage Ratio 8.98
Loan Loss Reserves to Loans 1.14%
Risk-Based Capital Ratio 13.58
Liquidity Village Bank
Saint Francis, MN 		Click to
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Hot Money Ratio 12.01%
Liquidity Ratio 17.10%
Profitability Village Bank
Saint Francis, MN 		Click to
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5-Year Return on Average Assets 0.77%
Net Income 1.38M
Net Interest Spread 3.55%
Operating Profit to Average Assets 0.75%
Overhead Efficiency Ratio 74.21%
Return on Assets 0.66%
Return on Equity 9.63%