C
Wheaton Bank & Trust Company, National Association
Wheaton,  IL
Rating Date
March 2026
Risk Based
Capital Ratio
11.34
Leverage
Ratio
9.01
Return On
Assets
1.49%
Total
Assets
4.48B
Capital
407.55M
Total
Deposits
3.83B
Net
Income
58.96M
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Weiss Ratings Wheaton Bank & Trust Company, National Association
Wheaton, IL 		Click to
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Rating C
Asset Quality Index 5.60
Capitalization Index 6.30
Liquidity Index 2.70
Profitability Index 7.70
Stability Index 5.00
Company Info Wheaton Bank & Trust Company, National Association
Wheaton, IL 		Click to
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FDIC Number 33803
Phone Number (630) 690-1800
Website www.wheatonbank.com
Asset Quality Wheaton Bank & Trust Company, National Association
Wheaton, IL 		Click to
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1-Year Asset Growth 22.34%
5-Year Asset Growth 14.48%
5-Year Charge-Offs to Average Loans 0.10%
Charge-Offs to Average Loans 0.16%
Non-Performing Assets to Assets 0.30%
Non-Performing Loans to Capital 3.56%
Non-Performing Loans to Loans 0.35%
Balance Sheet Wheaton Bank & Trust Company, National Association
Wheaton, IL 		Click to
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Total Assets 4.48B
Total Deposits 3.83B
Capital and Reserves Wheaton Bank & Trust Company, National Association
Wheaton, IL 		Click to
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Capital 407.55M
Leverage Ratio 9.01
Loan Loss Reserves to Loans 0.64%
Risk-Based Capital Ratio 11.34
Liquidity Wheaton Bank & Trust Company, National Association
Wheaton, IL 		Click to
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Hot Money Ratio 7.24%
Liquidity Ratio 11.05%
Profitability Wheaton Bank & Trust Company, National Association
Wheaton, IL 		Click to
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5-Year Return on Average Assets 1.18%
Net Income 58.96M
Net Interest Spread 3.08%
Operating Profit to Average Assets 2.02%
Overhead Efficiency Ratio 35.09%
Return on Assets 1.49%
Return on Equity 15.90%