C
Wheaton Bank & Trust Company, National Association
Wheaton,  IL
Rating Date
August 2026
Risk Based
Capital Ratio
11.32
Leverage
Ratio
9.10
Return On
Assets
1.67%
Total
Assets
4.79B
Capital
422.20M
Total
Deposits
4.14B
Net
Income
36.67M
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Weiss Ratings Wheaton Bank & Trust Company, National Association
Wheaton, IL 		Click to
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Rating C
Asset Quality Index 5.80
Capitalization Index 6.50
Liquidity Index 2.70
Profitability Index 8.60
Stability Index 5.00
Company Info Wheaton Bank & Trust Company, National Association
Wheaton, IL 		Click to
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FDIC Number 33803
Phone Number (630) 690-1800
Website www.wheatonbank.com
Asset Quality Wheaton Bank & Trust Company, National Association
Wheaton, IL 		Click to
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1-Year Asset Growth 17.71%
5-Year Asset Growth 14.48%
5-Year Charge-Offs to Average Loans 0.13%
Charge-Offs to Average Loans 0.18%
Non-Performing Assets to Assets 0.32%
Non-Performing Loans to Capital 3.95%
Non-Performing Loans to Loans 0.49%
Balance Sheet Wheaton Bank & Trust Company, National Association
Wheaton, IL 		Click to
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Total Assets 4.79B
Total Deposits 4.14B
Capital and Reserves Wheaton Bank & Trust Company, National Association
Wheaton, IL 		Click to
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Capital 422.20M
Leverage Ratio 9.10
Loan Loss Reserves to Loans 0.51%
Risk-Based Capital Ratio 11.32
Liquidity Wheaton Bank & Trust Company, National Association
Wheaton, IL 		Click to
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Hot Money Ratio 8.85%
Liquidity Ratio 12.86%
Profitability Wheaton Bank & Trust Company, National Association
Wheaton, IL 		Click to
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5-Year Return on Average Assets 1.32%
Net Income 36.67M
Net Interest Spread 3.02%
Operating Profit to Average Assets 2.25%
Overhead Efficiency Ratio 32.56%
Return on Assets 1.67%
Return on Equity 17.56%