Quill Bank
Major Rating Factors:
A current level of 12.4 percent of nonperforming loans to core capital combined with 12.7 percent from a year earlier contributes to the Fair asset quality (3.6). A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (9.3 on a scale of 0 to 10).
Other Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a risk-based capital ratio of 17.8 and a capital leverage ratio of 14.4. Operating profits as a percentage of assets at 7.0%, coupled with a return on assets of 5.4 has resulted in Excellent (10.0) profitability.
Asset Mix:
Comm re (31%), comm loans (17%), consumer loans (14%), cash (12%), home mtgs (5%), securities (4%), home eq lns (1%), other (16%)
States with Branches:
UT
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Quill Financial, Inc.
Investment Rating
--
Address
1909 W State St.
Pleasant Grove, UT 84062
Pleasant Grove, UT 84062
Phone Number
(801) 772-0800
Year Founded
1993
FDIC Number
Website
Largest Affiliates
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