C
The Liberty National Bank in Paris
Paris,  TX
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The Liberty National Bank in Paris
Paris, TX
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Rating C
Asset Quality Index 7.10
Capitalization Index 10.00
Liquidity Index 1.60
Profitability Index 6.90
Stability Index 5.00
Company Info The Liberty National Bank in Paris
Paris, TX
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FDIC Number 3384
Phone Number (903) 785-5555
Website www.lnbparis.com
Asset Quality The Liberty National Bank in Paris
Paris, TX
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1-Year Asset Growth -3.28%
5-Year Asset Growth 6.33%
5-Year Charge-Offs to Average Loans 0.07%
Charge-Offs to Average Loans 0.16%
Non-Performing Assets to Assets 0.29%
Non-Performing Loans to Capital 4.61%
Non-Performing Loans to Loans 0.33%
Balance Sheet The Liberty National Bank in Paris
Paris, TX
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Total Assets 452.14M
Total Deposits 364.66M
Capital and Reserves The Liberty National Bank in Paris
Paris, TX
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Capital 54.83M
Leverage Ratio 12.76
Loan Loss Reserves to Loans 1.77%
Risk-Based Capital Ratio --
Liquidity The Liberty National Bank in Paris
Paris, TX
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Hot Money Ratio 24.06%
Liquidity Ratio 16.40%
Profitability The Liberty National Bank in Paris
Paris, TX
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5-Year Return on Average Assets 1.12%
Net Income 3.53M
Net Interest Spread 3.72%
Operating Profit to Average Assets 1.94%
Overhead Efficiency Ratio 47.94%
Return on Assets 1.56%
Return on Equity 13.27%