C
The Liberty National Bank in Paris
ParisTX
Rating Date
April 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The Liberty National Bank in Paris
Paris, TX
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Rating C
Asset Quality Index 8.60
Capitalization Index 10.00
Liquidity Index 1.10
Profitability Index 4.70
Stability Index 4.30
Company Info The Liberty National Bank in Paris
Paris, TX
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FDIC Number 3384
Phone Number (903) 785-5555
Website www.lnbparis.com
Asset Quality The Liberty National Bank in Paris
Paris, TX
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1-Year Asset Growth 5.88%
5-Year Asset Growth 10.41%
5-Year Charge-Offs to Average Loans 0.08%
Charge-Offs to Average Loans 0.06%
Non-Performing Assets to Assets 0.01%
Non-Performing Loans to Capital 0.75%
Non-Performing Loans to Loans 0.02%
Balance Sheet The Liberty National Bank in Paris
Paris, TX
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Total Assets 437.87M
Total Deposits 388.05M
Capital and Reserves The Liberty National Bank in Paris
Paris, TX
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Capital 47.63M
Leverage Ratio 12.00
Loan Loss Reserves to Loans 1.76%
Risk-Based Capital Ratio --
Liquidity The Liberty National Bank in Paris
Paris, TX
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Hot Money Ratio 24.40%
Liquidity Ratio 12.68%
Profitability The Liberty National Bank in Paris
Paris, TX
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5-Year Return on Average Assets 1.18%
Net Income 4.47M
Net Interest Spread 2.98%
Operating Profit to Average Assets 1.26%
Overhead Efficiency Ratio 57.74%
Return on Assets 1.03%
Return on Equity 9.31%