C
The Liberty National Bank in Paris
ParisTX
Rating Date
March 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The Liberty National Bank in Paris
Paris, TX
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Rating C
Asset Quality Index 8.00
Capitalization Index 10.00
Liquidity Index 1.80
Profitability Index 5.70
Stability Index 5.00
Company Info The Liberty National Bank in Paris
Paris, TX
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FDIC Number 3384
Phone Number (903) 785-5555
Website www.lnbparis.com
Asset Quality The Liberty National Bank in Paris
Paris, TX
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1-Year Asset Growth 5.72%
5-Year Asset Growth 6.33%
5-Year Charge-Offs to Average Loans 0.07%
Charge-Offs to Average Loans 0.15%
Non-Performing Assets to Assets 0.04%
Non-Performing Loans to Capital 4.08%
Non-Performing Loans to Loans 0.06%
Balance Sheet The Liberty National Bank in Paris
Paris, TX
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Total Assets 462.94M
Total Deposits 408.81M
Capital and Reserves The Liberty National Bank in Paris
Paris, TX
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Capital 51.61M
Leverage Ratio 11.74
Loan Loss Reserves to Loans 1.83%
Risk-Based Capital Ratio --
Liquidity The Liberty National Bank in Paris
Paris, TX
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Hot Money Ratio 24.53%
Liquidity Ratio 15.97%
Profitability The Liberty National Bank in Paris
Paris, TX
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5-Year Return on Average Assets 1.13%
Net Income 5.82M
Net Interest Spread 3.36%
Operating Profit to Average Assets 1.58%
Overhead Efficiency Ratio 51.87%
Return on Assets 1.28%
Return on Equity 11.31%