C
The Liberty National Bank in Paris
ParisTX
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The Liberty National Bank in Paris
Paris, TX
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Rating C
Asset Quality Index 8.70
Capitalization Index 10.00
Liquidity Index 0.90
Profitability Index 6.20
Stability Index 4.30
Company Info The Liberty National Bank in Paris
Paris, TX
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FDIC Number 3384
Phone Number (903) 785-5555
Website www.lnbparis.com
Asset Quality The Liberty National Bank in Paris
Paris, TX
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1-Year Asset Growth 0.92%
5-Year Asset Growth 10.41%
5-Year Charge-Offs to Average Loans 0.07%
Charge-Offs to Average Loans 0.18%
Non-Performing Assets to Assets 0.01%
Non-Performing Loans to Capital 0.96%
Non-Performing Loans to Loans 0.02%
Balance Sheet The Liberty National Bank in Paris
Paris, TX
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Total Assets 443.57M
Total Deposits 386.84M
Capital and Reserves The Liberty National Bank in Paris
Paris, TX
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Capital 54.20M
Leverage Ratio 12.56
Loan Loss Reserves to Loans 1.73%
Risk-Based Capital Ratio --
Liquidity The Liberty National Bank in Paris
Paris, TX
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Hot Money Ratio 26.80%
Liquidity Ratio 10.27%
Profitability The Liberty National Bank in Paris
Paris, TX
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5-Year Return on Average Assets 1.13%
Net Income 4.66M
Net Interest Spread 3.31%
Operating Profit to Average Assets 1.69%
Overhead Efficiency Ratio 49.34%
Return on Assets 1.37%
Return on Equity 12.20%