The National Bank of Indianapolis
Major Rating Factors:
A current level of 1.3 percent of nonperforming loans to core capital combined with 0.4 percent from a year earlier contributes to the Excellent asset quality (8.6). Excellent current capitalization (7.4 on a scale of 0 to 10) based on a risk-based capital ratio of 12.8 and a capital leverage ratio of 9.2.
Other Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (6.3 on a scale of 0 to 10). Operating profits as a percentage of assets at 1.6%, coupled with a return on assets of 1.2 has resulted in Good (5.9) profitability.
Asset Mix:
Securities (21%), comm re (21%), comm loans (15%), home mtgs (11%), cash (8%), home eq lns (6%), consumer loans (1%), other (17%)
States with Branches:
IN
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
The National Bank of Indianapolis Corporation
Investment Rating
--
Address
107 North Pennsylvania Street
Indianapolis, IN 46204
Indianapolis, IN 46204
Phone Number
(317) 261-9000
Year Founded
1993
FDIC Number
Website
Largest Affiliates
No affiliate information available.