B
The National Bank of Indianapolis
Rating Date
August 2026
Risk Based
Capital Ratio
12.47
Leverage
Ratio
9.29
Return On
Assets
1.36%
Total
Assets
3.04B
Capital
237.55M
Total
Deposits
2.67B
Net
Income
21.13M
My Lists My Alerts
Weiss Ratings The National Bank of Indianapolis
Indianapolis, IN 		Click to
Compare		 Click to
Compare		 Click to
Compare
Rating B
Asset Quality Index 8.60
Capitalization Index 7.40
Liquidity Index 2.60
Profitability Index 6.10
Stability Index 5.70
Company Info The National Bank of Indianapolis
Indianapolis, IN 		Click to
Compare		 Click to
Compare		 Click to
Compare
FDIC Number 33860
Phone Number (317) 261-9000
Website www.nbofi.com
Asset Quality The National Bank of Indianapolis
Indianapolis, IN 		Click to
Compare		 Click to
Compare		 Click to
Compare
1-Year Asset Growth 5.55%
5-Year Asset Growth 1.85%
5-Year Charge-Offs to Average Loans 0.04%
Charge-Offs to Average Loans 0.03%
Non-Performing Assets to Assets 0.23%
Non-Performing Loans to Capital 1.65%
Non-Performing Loans to Loans 0.33%
Balance Sheet The National Bank of Indianapolis
Indianapolis, IN 		Click to
Compare		 Click to
Compare		 Click to
Compare
Total Assets 3.04B
Total Deposits 2.67B
Capital and Reserves The National Bank of Indianapolis
Indianapolis, IN 		Click to
Compare		 Click to
Compare		 Click to
Compare
Capital 237.55M
Leverage Ratio 9.29
Loan Loss Reserves to Loans 1.21%
Risk-Based Capital Ratio 12.47
Liquidity The National Bank of Indianapolis
Indianapolis, IN 		Click to
Compare		 Click to
Compare		 Click to
Compare
Hot Money Ratio 3.16%
Liquidity Ratio 16.33%
Profitability The National Bank of Indianapolis
Indianapolis, IN 		Click to
Compare		 Click to
Compare		 Click to
Compare
5-Year Return on Average Assets 1.10%
Net Income 21.13M
Net Interest Spread 3.15%
Operating Profit to Average Assets 1.75%
Overhead Efficiency Ratio 56.87%
Return on Assets 1.36%
Return on Equity 18.17%