B
The National Bank of Indianapolis
Rating Date
October 2025
Risk Based
Capital Ratio
12.76
Leverage
Ratio
9.23
Return On
Assets
1.24%
Total
Assets
2.95B
Capital
222.37M
Total
Deposits
2.70B
Net
Income
28.11M
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Weiss Ratings The National Bank of Indianapolis
Indianapolis, IN 		Click to
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Rating B
Asset Quality Index 8.60
Capitalization Index 7.40
Liquidity Index 2.90
Profitability Index 5.90
Stability Index 6.30
Company Info The National Bank of Indianapolis
Indianapolis, IN 		Click to
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FDIC Number 33860
Phone Number (317) 261-9000
Website www.nbofi.com
Asset Quality The National Bank of Indianapolis
Indianapolis, IN 		Click to
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1-Year Asset Growth -1.51%
5-Year Asset Growth 6.03%
5-Year Charge-Offs to Average Loans 0.04%
Charge-Offs to Average Loans 0.07%
Non-Performing Assets to Assets 0.27%
Non-Performing Loans to Capital 1.34%
Non-Performing Loans to Loans 0.42%
Balance Sheet The National Bank of Indianapolis
Indianapolis, IN 		Click to
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Total Assets 2.95B
Total Deposits 2.70B
Capital and Reserves The National Bank of Indianapolis
Indianapolis, IN 		Click to
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Capital 222.37M
Leverage Ratio 9.23
Loan Loss Reserves to Loans 1.30%
Risk-Based Capital Ratio 12.76
Liquidity The National Bank of Indianapolis
Indianapolis, IN 		Click to
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Hot Money Ratio 4.01%
Liquidity Ratio 21.67%
Profitability The National Bank of Indianapolis
Indianapolis, IN 		Click to
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5-Year Return on Average Assets 1.04%
Net Income 28.11M
Net Interest Spread 3.09%
Operating Profit to Average Assets 1.58%
Overhead Efficiency Ratio 57.55%
Return on Assets 1.24%
Return on Equity 18.17%