B
The National Bank of Indianapolis
Rating Date
March 2026
Risk Based
Capital Ratio
12.65
Leverage
Ratio
8.92
Return On
Assets
1.27%
Total
Assets
3.09B
Capital
227.95M
Total
Deposits
2.84B
Net
Income
38.35M
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Weiss Ratings The National Bank of Indianapolis
Indianapolis, IN 		Click to
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Rating B
Asset Quality Index 8.60
Capitalization Index 6.90
Liquidity Index 3.00
Profitability Index 6.00
Stability Index 6.30
Company Info The National Bank of Indianapolis
Indianapolis, IN 		Click to
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FDIC Number 33860
Phone Number (317) 261-9000
Website www.nbofi.com
Asset Quality The National Bank of Indianapolis
Indianapolis, IN 		Click to
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1-Year Asset Growth 4.47%
5-Year Asset Growth 1.85%
5-Year Charge-Offs to Average Loans 0.04%
Charge-Offs to Average Loans 0.05%
Non-Performing Assets to Assets 0.21%
Non-Performing Loans to Capital 1.68%
Non-Performing Loans to Loans 0.32%
Balance Sheet The National Bank of Indianapolis
Indianapolis, IN 		Click to
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Total Assets 3.09B
Total Deposits 2.84B
Capital and Reserves The National Bank of Indianapolis
Indianapolis, IN 		Click to
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Capital 227.95M
Leverage Ratio 8.92
Loan Loss Reserves to Loans 1.28%
Risk-Based Capital Ratio 12.65
Liquidity The National Bank of Indianapolis
Indianapolis, IN 		Click to
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Hot Money Ratio 3.71%
Liquidity Ratio 23.97%
Profitability The National Bank of Indianapolis
Indianapolis, IN 		Click to
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5-Year Return on Average Assets 1.04%
Net Income 38.35M
Net Interest Spread 3.09%
Operating Profit to Average Assets 1.61%
Overhead Efficiency Ratio 56.73%
Return on Assets 1.27%
Return on Equity 18.18%