B
Pointbank
Rating Date
June 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Pointbank
Pilot Point, TX
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Rating B
Asset Quality Index 8.80
Capitalization Index 7.90
Liquidity Index 4.00
Profitability Index 4.40
Stability Index 6.60
Company Info Pointbank
Pilot Point, TX
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FDIC Number 3389
Phone Number (940) 686-7000
Website www.pointbank.com
Asset Quality Pointbank
Pilot Point, TX
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1-Year Asset Growth -3.92%
5-Year Asset Growth 17.31%
5-Year Charge-Offs to Average Loans 0.07%
Charge-Offs to Average Loans 0.02%
Non-Performing Assets to Assets 0.03%
Non-Performing Loans to Capital 0.14%
Non-Performing Loans to Loans 0.05%
Balance Sheet Pointbank
Pilot Point, TX
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Total Assets 1.02B
Total Deposits 900.96M
Capital and Reserves Pointbank
Pilot Point, TX
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Capital 68.91M
Leverage Ratio 9.60
Loan Loss Reserves to Loans 1.58%
Risk-Based Capital Ratio 16.93
Liquidity Pointbank
Pilot Point, TX
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Hot Money Ratio 16.06%
Liquidity Ratio 19.53%
Profitability Pointbank
Pilot Point, TX
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5-Year Return on Average Assets 1.11%
Net Income 3.20M
Net Interest Spread 3.15%
Operating Profit to Average Assets 1.21%
Overhead Efficiency Ratio 65.02%
Return on Assets 1.21%
Return on Equity 19.33%