| Weiss Ratings |
Heritage Bank of Commerce
San Jose, CA |
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| Rating | ||||
| Asset Quality Index | 7.40 | |||
| Capitalization Index | 7.80 | |||
| Liquidity Index | 2.80 | |||
| Profitability Index | 5.40 | |||
| Stability Index | 9.80 | |||
| Company Info |
Heritage Bank of Commerce
San Jose, CA |
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| FDIC Number | 33905 | |||
| Phone Number | (408) 947-6900 | |||
| Website | www.heritagebankofcommerce.bank | |||
| Asset Quality |
Heritage Bank of Commerce
San Jose, CA |
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| 1-Year Asset Growth | 2.12% | |||
| 5-Year Asset Growth | 4.87% | |||
| 5-Year Charge-Offs to Average Loans | -0.02% | |||
| Charge-Offs to Average Loans | 0.02% | |||
| Non-Performing Assets to Assets | 0.04% | |||
| Non-Performing Loans to Capital | 0.45% | |||
| Non-Performing Loans to Loans | 0.06% | |||
| Balance Sheet |
Heritage Bank of Commerce
San Jose, CA |
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| Total Assets | 5.76B | |||
| Total Deposits | 4.91B | |||
| Capital and Reserves |
Heritage Bank of Commerce
San Jose, CA |
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| Capital | 733.63M | |||
| Leverage Ratio | 10.10 | |||
| Loan Loss Reserves to Loans | 1.37% | |||
| Risk-Based Capital Ratio | 14.77 | |||
| Liquidity |
Heritage Bank of Commerce
San Jose, CA |
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| Hot Money Ratio | 10.18% | |||
| Liquidity Ratio | 24.71% | |||
| Profitability |
Heritage Bank of Commerce
San Jose, CA |
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| 5-Year Return on Average Assets | 1.07% | |||
| Net Income | 52.51M | |||
| Net Interest Spread | 3.64% | |||
| Operating Profit to Average Assets | 1.33% | |||
| Overhead Efficiency Ratio | 61.79% | |||
| Return on Assets | 0.94% | |||
| Return on Equity | 7.30% | |||