| Weiss Ratings |
Heritage Bank of Commerce
San Jose, CA |
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| Rating | ||||
| Asset Quality Index | 7.40 | |||
| Capitalization Index | 8.00 | |||
| Liquidity Index | 2.70 | |||
| Profitability Index | 5.20 | |||
| Stability Index | 9.80 | |||
| Company Info |
Heritage Bank of Commerce
San Jose, CA |
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| FDIC Number | 33905 | |||
| Phone Number | (408) 947-6900 | |||
| Website | www.heritagebankofcommerce.bank | |||
| Asset Quality |
Heritage Bank of Commerce
San Jose, CA |
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| 1-Year Asset Growth | 1.30% | |||
| 5-Year Asset Growth | 7.47% | |||
| 5-Year Charge-Offs to Average Loans | -0.02% | |||
| Charge-Offs to Average Loans | 0.03% | |||
| Non-Performing Assets to Assets | 0.06% | |||
| Non-Performing Loans to Capital | 0.61% | |||
| Non-Performing Loans to Loans | 0.10% | |||
| Balance Sheet |
Heritage Bank of Commerce
San Jose, CA |
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| Total Assets | 5.62B | |||
| Total Deposits | 4.79B | |||
| Capital and Reserves |
Heritage Bank of Commerce
San Jose, CA |
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| Capital | 724.78M | |||
| Leverage Ratio | 10.34 | |||
| Loan Loss Reserves to Loans | 1.38% | |||
| Risk-Based Capital Ratio | 15.08 | |||
| Liquidity |
Heritage Bank of Commerce
San Jose, CA |
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| Hot Money Ratio | 11.05% | |||
| Liquidity Ratio | 23.64% | |||
| Profitability |
Heritage Bank of Commerce
San Jose, CA |
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| 5-Year Return on Average Assets | 1.07% | |||
| Net Income | 36.20M | |||
| Net Interest Spread | 3.57% | |||
| Operating Profit to Average Assets | 1.23% | |||
| Overhead Efficiency Ratio | 64.24% | |||
| Return on Assets | 0.87% | |||
| Return on Equity | 6.74% | |||