| Weiss Ratings |
Heritage Bank of Commerce
San Jose, CA |
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| Rating | ||||
| Asset Quality Index | 7.40 | |||
| Capitalization Index | 7.40 | |||
| Liquidity Index | 2.60 | |||
| Profitability Index | 5.40 | |||
| Stability Index | 9.80 | |||
| Company Info |
Heritage Bank of Commerce
San Jose, CA |
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| FDIC Number | 33905 | |||
| Phone Number | (408) 947-6900 | |||
| Website | www.heritagebankofcommerce.bank | |||
| Asset Quality |
Heritage Bank of Commerce
San Jose, CA |
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| 1-Year Asset Growth | 4.91% | |||
| 5-Year Asset Growth | 7.47% | |||
| 5-Year Charge-Offs to Average Loans | -0.02% | |||
| Charge-Offs to Average Loans | 0.11% | |||
| Non-Performing Assets to Assets | 0.11% | |||
| Non-Performing Loans to Capital | 1.06% | |||
| Non-Performing Loans to Loans | 0.17% | |||
| Balance Sheet |
Heritage Bank of Commerce
San Jose, CA |
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| Total Assets | 5.51B | |||
| Total Deposits | 4.70B | |||
| Capital and Reserves |
Heritage Bank of Commerce
San Jose, CA |
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| Capital | 715.61M | |||
| Leverage Ratio | 10.16 | |||
| Loan Loss Reserves to Loans | 1.38% | |||
| Risk-Based Capital Ratio | 15.38 | |||
| Liquidity |
Heritage Bank of Commerce
San Jose, CA |
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| Hot Money Ratio | 11.16% | |||
| Liquidity Ratio | 20.56% | |||
| Profitability |
Heritage Bank of Commerce
San Jose, CA |
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| 5-Year Return on Average Assets | 1.07% | |||
| Net Income | 12.81M | |||
| Net Interest Spread | 3.42% | |||
| Operating Profit to Average Assets | 1.29% | |||
| Overhead Efficiency Ratio | 60.76% | |||
| Return on Assets | 0.92% | |||
| Return on Equity | 7.19% | |||