Frontier Bank
Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (3.4 on a scale of 0 to 10). Operating profits as a percentage of assets at 0.5%, coupled with a return on assets of 0.4 has resulted in Weak (2.3) profitability.
Other Rating Factors:
A current level of 1.1 percent of nonperforming loans to core capital combined with 1.7 percent from a year earlier contributes to the Excellent asset quality (8.2). Good current capitalization (6.2 on a scale of 0 to 10) based on a risk-based capital ratio of 11.8 and a capital leverage ratio of 8.7.
Asset Mix:
Securities (27%), comm re (17%), home mtgs (13%), comm loans (5%), home eq lns (3%), cash (1%), consumer loans (1%), other (34%)
States with Branches:
IA, SD
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Rock Rivers Bancorp
Investment Rating
--
Address
101 South Phillips Avenue
Sioux Falls, SD 57104
Sioux Falls, SD 57104
Phone Number
(605) 332-3832
Year Founded
1932
FDIC Number
Website
Largest Affiliates
No affiliate information available.