Charlevoix State Bank
| Weiss Ratings |
Charlevoix State Bank
Charlevoix, MI |
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| Rating | ||||
| Asset Quality Index | 7.90 | |||
| Capitalization Index | 9.00 | |||
| Liquidity Index | 4.20 | |||
| Profitability Index | 8.20 | |||
| Stability Index | 6.50 | |||
| Company Info |
Charlevoix State Bank
Charlevoix, MI |
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| FDIC Number | 33926 | |||
| Phone Number | (231) 547-4411 | |||
| Website | www.charlevoixstatebank.com | |||
| Asset Quality |
Charlevoix State Bank
Charlevoix, MI |
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| 1-Year Asset Growth | 0.41% | |||
| 5-Year Asset Growth | -0.96% | |||
| 5-Year Charge-Offs to Average Loans | -0.04% | |||
| Charge-Offs to Average Loans | 0.02% | |||
| Non-Performing Assets to Assets | 0.34% | |||
| Non-Performing Loans to Capital | 3.07% | |||
| Non-Performing Loans to Loans | 0.63% | |||
| Balance Sheet |
Charlevoix State Bank
Charlevoix, MI |
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| Total Assets | 239.64M | |||
| Total Deposits | 212.85M | |||
| Capital and Reserves |
Charlevoix State Bank
Charlevoix, MI |
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| Capital | 23.98M | |||
| Leverage Ratio | 10.31 | |||
| Loan Loss Reserves to Loans | 1.15% | |||
| Risk-Based Capital Ratio | 19.54 | |||
| Liquidity |
Charlevoix State Bank
Charlevoix, MI |
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| Hot Money Ratio | 8.45% | |||
| Liquidity Ratio | 47.24% | |||
| Profitability |
Charlevoix State Bank
Charlevoix, MI |
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| 5-Year Return on Average Assets | 1.52% | |||
| Net Income | 5.04M | |||
| Net Interest Spread | 4.23% | |||
| Operating Profit to Average Assets | 2.07% | |||
| Overhead Efficiency Ratio | 59.13% | |||
| Return on Assets | 2.07% | |||
| Return on Equity | 22.08% | |||