C
Wintrust Bank, National Association
ChicagoIL
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Wintrust Bank, National Association
Chicago, IL
Click to
Compare
Click to
Compare
Click to
Compare
Rating C
Asset Quality Index 6.70
Capitalization Index 9.60
Liquidity Index 0.80
Profitability Index 9.50
Stability Index 5.00
Company Info Wintrust Bank, National Association
Chicago, IL
Click to
Compare
Click to
Compare
Click to
Compare
FDIC Number 33935
Phone Number (312) 291-2900
Website www.wintrustbank.com
Asset Quality Wintrust Bank, National Association
Chicago, IL
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth -1.82%
5-Year Asset Growth 7.55%
5-Year Charge-Offs to Average Loans 0.22%
Charge-Offs to Average Loans 0.42%
Non-Performing Assets to Assets 0.54%
Non-Performing Loans to Capital 3.52%
Non-Performing Loans to Loans 0.54%
Balance Sheet Wintrust Bank, National Association
Chicago, IL
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 9.40B
Total Deposits 8.16B
Capital and Reserves Wintrust Bank, National Association
Chicago, IL
Click to
Compare
Click to
Compare
Click to
Compare
Capital 1.07B
Leverage Ratio 10.76
Loan Loss Reserves to Loans 1.09%
Risk-Based Capital Ratio 12.74
Liquidity Wintrust Bank, National Association
Chicago, IL
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 14.66%
Liquidity Ratio 8.93%
Profitability Wintrust Bank, National Association
Chicago, IL
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 1.51%
Net Income 128.02M
Net Interest Spread 3.91%
Operating Profit to Average Assets 2.38%
Overhead Efficiency Ratio 46.34%
Return on Assets 1.79%
Return on Equity 15.92%