B
The Peoples Bank, Biloxi, Mississippi
BiloxiMS
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
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Net
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Weiss Ratings The Peoples Bank, Biloxi, Mississippi
Biloxi, MS
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Rating B
Asset Quality Index 8.90
Capitalization Index 10.00
Liquidity Index 4.10
Profitability Index 0.70
Stability Index 7.80
Company Info The Peoples Bank, Biloxi, Mississippi
Biloxi, MS
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FDIC Number 340
Phone Number (228) 435-5511
Website www.thepeoples.com
Asset Quality The Peoples Bank, Biloxi, Mississippi
Biloxi, MS
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1-Year Asset Growth -6.89%
5-Year Asset Growth 8.09%
5-Year Charge-Offs to Average Loans 0.06%
Charge-Offs to Average Loans 0.04%
Non-Performing Assets to Assets 0.11%
Non-Performing Loans to Capital 0.75%
Non-Performing Loans to Loans 0.32%
Balance Sheet The Peoples Bank, Biloxi, Mississippi
Biloxi, MS
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Total Assets 757.71M
Total Deposits 637.88M
Capital and Reserves The Peoples Bank, Biloxi, Mississippi
Biloxi, MS
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Capital 99.20M
Leverage Ratio 15.19
Loan Loss Reserves to Loans 1.16%
Risk-Based Capital Ratio --
Liquidity The Peoples Bank, Biloxi, Mississippi
Biloxi, MS
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Hot Money Ratio 3.50%
Liquidity Ratio 26.39%
Profitability The Peoples Bank, Biloxi, Mississippi
Biloxi, MS
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5-Year Return on Average Assets 1.06%
Net Income 3.45M
Net Interest Spread 2.91%
Operating Profit to Average Assets 0.68%
Overhead Efficiency Ratio 80.08%
Return on Assets 0.55%
Return on Equity 4.87%