Major Rating Factors:
Excellent current capitalization (9.2 on a scale of 0 to 10) and a capital leverage ratio of 10.4. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.6 on a scale of 0 to 10).
Other Rating Factors:
Operating profits as a percentage of assets at 1.4%, coupled with a return on assets of 1.1 has resulted in Good (5.3) profitability. A current level of 7.2 percent of nonperforming loans to core capital combined with 8.2 percent from a year earlier contributes to the Fair asset quality (4.8).
Asset Mix:
Cash (39%), securities (16%), comm loans (5%), consumer loans (5%), home mtgs (2%), comm re (0%), other (33%)
States with Branches:
TX
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Quitaque National Corporation
Investment Rating
--
Address
320 East Main Street
Quitaque, TX 79255
Quitaque, TX 79255
Phone Number
(806) 455-1441
Year Founded
1920
FDIC Number
Website
Largest Affiliates
No affiliate information available.