B
First Community Bank
Rating Date
June 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings First Community Bank
Lexington, SC
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Rating B
Asset Quality Index 8.40
Capitalization Index 6.40
Liquidity Index 2.90
Profitability Index 4.30
Stability Index 7.00
Company Info First Community Bank
Lexington, SC
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FDIC Number 34047
Phone Number (803) 951-2265
Website www.firstcommunitysc.com
Asset Quality First Community Bank
Lexington, SC
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1-Year Asset Growth 8.09%
5-Year Asset Growth 13.45%
5-Year Charge-Offs to Average Loans -0.02%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.06%
Non-Performing Loans to Capital 0.30%
Non-Performing Loans to Loans 0.07%
Balance Sheet First Community Bank
Lexington, SC
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Total Assets 2.04B
Total Deposits 1.73B
Capital and Reserves First Community Bank
Lexington, SC
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Capital 159.65M
Leverage Ratio 8.45
Loan Loss Reserves to Loans 1.08%
Risk-Based Capital Ratio 13.99
Liquidity First Community Bank
Lexington, SC
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Hot Money Ratio 12.77%
Liquidity Ratio 16.41%
Profitability First Community Bank
Lexington, SC
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5-Year Return on Average Assets 0.90%
Net Income 4.69M
Net Interest Spread 3.13%
Operating Profit to Average Assets 1.21%
Overhead Efficiency Ratio 64.91%
Return on Assets 0.94%
Return on Equity 11.97%