B
First Community Bank
Rating Date
March 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings First Community Bank
Lexington, SC
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Rating B
Asset Quality Index 8.40
Capitalization Index 6.70
Liquidity Index 2.80
Profitability Index 5.00
Stability Index 7.60
Company Info First Community Bank
Lexington, SC
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FDIC Number 34047
Phone Number (803) 951-2265
Website www.firstcommunitysc.com
Asset Quality First Community Bank
Lexington, SC
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1-Year Asset Growth 5.13%
5-Year Asset Growth 9.47%
5-Year Charge-Offs to Average Loans -0.02%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.21%
Non-Performing Loans to Capital 1.13%
Non-Performing Loans to Loans 0.32%
Balance Sheet First Community Bank
Lexington, SC
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Total Assets 2.06B
Total Deposits 1.76B
Capital and Reserves First Community Bank
Lexington, SC
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Capital 175.73M
Leverage Ratio 8.66
Loan Loss Reserves to Loans 1.04%
Risk-Based Capital Ratio 14.16
Liquidity First Community Bank
Lexington, SC
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Hot Money Ratio 13.09%
Liquidity Ratio 15.19%
Profitability First Community Bank
Lexington, SC
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5-Year Return on Average Assets 0.90%
Net Income 21.73M
Net Interest Spread 3.27%
Operating Profit to Average Assets 1.37%
Overhead Efficiency Ratio 63.63%
Return on Assets 1.06%
Return on Equity 13.18%