C
Bank of Ann Arbor
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Bank of Ann Arbor
Ann Arbor, MI
Click to
Compare
Click to
Compare
Click to
Compare
Rating C
Asset Quality Index 7.60
Capitalization Index 10.00
Liquidity Index 0.60
Profitability Index 8.50
Stability Index 3.70
Company Info Bank of Ann Arbor
Ann Arbor, MI
Click to
Compare
Click to
Compare
Click to
Compare
FDIC Number 34120
Phone Number (734) 662-1600
Website www.bankofannarbor.com
Asset Quality Bank of Ann Arbor
Ann Arbor, MI
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 4.88%
5-Year Asset Growth 16.27%
5-Year Charge-Offs to Average Loans 0.11%
Charge-Offs to Average Loans 0.05%
Non-Performing Assets to Assets 0.19%
Non-Performing Loans to Capital 1.05%
Non-Performing Loans to Loans 0.16%
Balance Sheet Bank of Ann Arbor
Ann Arbor, MI
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 3.29B
Total Deposits 2.66B
Capital and Reserves Bank of Ann Arbor
Ann Arbor, MI
Click to
Compare
Click to
Compare
Click to
Compare
Capital 452.41M
Leverage Ratio 12.26
Loan Loss Reserves to Loans 1.19%
Risk-Based Capital Ratio 13.67
Liquidity Bank of Ann Arbor
Ann Arbor, MI
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 11.05%
Liquidity Ratio 5.02%
Profitability Bank of Ann Arbor
Ann Arbor, MI
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 1.45%
Net Income 28.00M
Net Interest Spread 4.20%
Operating Profit to Average Assets 2.18%
Overhead Efficiency Ratio 47.28%
Return on Assets 1.73%
Return on Equity 12.74%