C
Bank of Ann Arbor
Rating Date
August 2026
Risk Based
Capital Ratio
15.42
Leverage
Ratio
13.17
Return On
Assets
2.01%
Total
Assets
3.50B
Capital
498.96M
Total
Deposits
2.84B
Net
Income
33.54M
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Weiss Ratings Bank of Ann Arbor
Ann Arbor, MI 		Click to
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Rating C
Asset Quality Index 7.70
Capitalization Index 10.00
Liquidity Index 1.80
Profitability Index 9.40
Stability Index 5.00
Company Info Bank of Ann Arbor
Ann Arbor, MI 		Click to
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FDIC Number 34120
Phone Number (734) 662-1600
Website www.bankofannarbor.com
Asset Quality Bank of Ann Arbor
Ann Arbor, MI 		Click to
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1-Year Asset Growth 6.31%
5-Year Asset Growth 10.20%
5-Year Charge-Offs to Average Loans 0.11%
Charge-Offs to Average Loans 0.07%
Non-Performing Assets to Assets 0.27%
Non-Performing Loans to Capital 1.57%
Non-Performing Loans to Loans 0.27%
Balance Sheet Bank of Ann Arbor
Ann Arbor, MI 		Click to
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Total Assets 3.50B
Total Deposits 2.84B
Capital and Reserves Bank of Ann Arbor
Ann Arbor, MI 		Click to
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Capital 498.96M
Leverage Ratio 13.17
Loan Loss Reserves to Loans 1.23%
Risk-Based Capital Ratio 15.42
Liquidity Bank of Ann Arbor
Ann Arbor, MI 		Click to
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Hot Money Ratio 10.62%
Liquidity Ratio 12.81%
Profitability Bank of Ann Arbor
Ann Arbor, MI 		Click to
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5-Year Return on Average Assets 1.57%
Net Income 33.54M
Net Interest Spread 4.41%
Operating Profit to Average Assets 2.51%
Overhead Efficiency Ratio 44.72%
Return on Assets 2.01%
Return on Equity 13.85%