C
People's Bank of Seneca
SenecaMO
Rating Date
June 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings People's Bank of Seneca
Seneca, MO
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Rating C
Asset Quality Index 5.40
Capitalization Index 7.50
Liquidity Index 0.40
Profitability Index 5.90
Stability Index 3.70
Company Info People's Bank of Seneca
Seneca, MO
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FDIC Number 34146
Phone Number (417) 578-9010
Website www.peoplesbankofseneca.com
Asset Quality People's Bank of Seneca
Seneca, MO
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1-Year Asset Growth 6.45%
5-Year Asset Growth 19.79%
5-Year Charge-Offs to Average Loans 0.06%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 0.22%
Non-Performing Loans to Capital 2.11%
Non-Performing Loans to Loans 0.26%
Balance Sheet People's Bank of Seneca
Seneca, MO
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Total Assets 479.46M
Total Deposits 422.50M
Capital and Reserves People's Bank of Seneca
Seneca, MO
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Capital 42.33M
Leverage Ratio 9.36
Loan Loss Reserves to Loans 1.27%
Risk-Based Capital Ratio --
Liquidity People's Bank of Seneca
Seneca, MO
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Hot Money Ratio 23.57%
Liquidity Ratio 6.74%
Profitability People's Bank of Seneca
Seneca, MO
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5-Year Return on Average Assets 1.44%
Net Income 1.39M
Net Interest Spread 3.37%
Operating Profit to Average Assets 1.61%
Overhead Efficiency Ratio 48.52%
Return on Assets 1.16%
Return on Equity 13.32%