C
People's Bank of Seneca
SenecaMO
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings People's Bank of Seneca
Seneca, MO
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Rating C
Asset Quality Index 4.20
Capitalization Index 8.00
Liquidity Index 0.30
Profitability Index 6.60
Stability Index 3.70
Company Info People's Bank of Seneca
Seneca, MO
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FDIC Number 34146
Phone Number (417) 578-9010
Website www.peoplesbankofseneca.com
Asset Quality People's Bank of Seneca
Seneca, MO
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1-Year Asset Growth 2.83%
5-Year Asset Growth 19.79%
5-Year Charge-Offs to Average Loans 0.06%
Charge-Offs to Average Loans 0.02%
Non-Performing Assets to Assets 0.21%
Non-Performing Loans to Capital 6.78%
Non-Performing Loans to Loans 0.22%
Balance Sheet People's Bank of Seneca
Seneca, MO
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Total Assets 477.61M
Total Deposits 429.56M
Capital and Reserves People's Bank of Seneca
Seneca, MO
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Capital 43.97M
Leverage Ratio 9.64
Loan Loss Reserves to Loans 1.30%
Risk-Based Capital Ratio --
Liquidity People's Bank of Seneca
Seneca, MO
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Hot Money Ratio 23.99%
Liquidity Ratio 6.63%
Profitability People's Bank of Seneca
Seneca, MO
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5-Year Return on Average Assets 1.44%
Net Income 2.84M
Net Interest Spread 3.41%
Operating Profit to Average Assets 1.64%
Overhead Efficiency Ratio 49.26%
Return on Assets 1.19%
Return on Equity 13.40%