B
First United Bank and Trust Company, Inc.
Rating Date
August 2026
Risk Based
Capital Ratio
15.37
Leverage
Ratio
9.53
Return On
Assets
1.42%
Total
Assets
591.36M
Capital
36.14M
Total
Deposits
525.05M
Net
Income
4.34M
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Weiss Ratings First United Bank and Trust Company, Inc.
Madisonville, KY 		Click to
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Rating B
Asset Quality Index 8.50
Capitalization Index 7.80
Liquidity Index 2.90
Profitability Index 5.40
Stability Index 4.50
Company Info First United Bank and Trust Company, Inc.
Madisonville, KY 		Click to
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FDIC Number 34150
Phone Number (270) 821-5555
Website www.efirstunitedbank.com
Asset Quality First United Bank and Trust Company, Inc.
Madisonville, KY 		Click to
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1-Year Asset Growth 0.37%
5-Year Asset Growth 9.89%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.18%
Non-Performing Loans to Capital 1.67%
Non-Performing Loans to Loans 0.27%
Balance Sheet First United Bank and Trust Company, Inc.
Madisonville, KY 		Click to
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Total Assets 591.36M
Total Deposits 525.05M
Capital and Reserves First United Bank and Trust Company, Inc.
Madisonville, KY 		Click to
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Capital 36.14M
Leverage Ratio 9.53
Loan Loss Reserves to Loans 1.16%
Risk-Based Capital Ratio 15.37
Liquidity First United Bank and Trust Company, Inc.
Madisonville, KY 		Click to
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Hot Money Ratio 13.07%
Liquidity Ratio 16.23%
Profitability First United Bank and Trust Company, Inc.
Madisonville, KY 		Click to
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5-Year Return on Average Assets 1.11%
Net Income 4.34M
Net Interest Spread 3.84%
Operating Profit to Average Assets 1.42%
Overhead Efficiency Ratio 66.22%
Return on Assets 1.42%
Return on Equity 24.59%