C
First United Bank and Trust Company, Inc.
Rating Date
October 2025
Risk Based
Capital Ratio
14.16
Leverage
Ratio
8.94
Return On
Assets
1.10%
Total
Assets
589.86M
Capital
32.25M
Total
Deposits
527.31M
Net
Income
4.96M
My Lists My Alerts
Weiss Ratings First United Bank and Trust Company, Inc.
Madisonville, KY 		Click to
Compare		 Click to
Compare		 Click to
Compare
Rating C
Asset Quality Index 8.80
Capitalization Index 6.90
Liquidity Index 2.80
Profitability Index 4.50
Stability Index 3.90
Company Info First United Bank and Trust Company, Inc.
Madisonville, KY 		Click to
Compare		 Click to
Compare		 Click to
Compare
FDIC Number 34150
Phone Number (270) 821-5555
Website www.efirstunitedbank.com
Asset Quality First United Bank and Trust Company, Inc.
Madisonville, KY 		Click to
Compare		 Click to
Compare		 Click to
Compare
1-Year Asset Growth 1.26%
5-Year Asset Growth 13.76%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 0.13%
Non-Performing Loans to Capital 1.07%
Non-Performing Loans to Loans 0.17%
Balance Sheet First United Bank and Trust Company, Inc.
Madisonville, KY 		Click to
Compare		 Click to
Compare		 Click to
Compare
Total Assets 589.86M
Total Deposits 527.31M
Capital and Reserves First United Bank and Trust Company, Inc.
Madisonville, KY 		Click to
Compare		 Click to
Compare		 Click to
Compare
Capital 32.25M
Leverage Ratio 8.94
Loan Loss Reserves to Loans 1.11%
Risk-Based Capital Ratio 14.16
Liquidity First United Bank and Trust Company, Inc.
Madisonville, KY 		Click to
Compare		 Click to
Compare		 Click to
Compare
Hot Money Ratio 13.34%
Liquidity Ratio 12.19%
Profitability First United Bank and Trust Company, Inc.
Madisonville, KY 		Click to
Compare		 Click to
Compare		 Click to
Compare
5-Year Return on Average Assets 1.17%
Net Income 4.96M
Net Interest Spread 3.44%
Operating Profit to Average Assets 1.10%
Overhead Efficiency Ratio 70.28%
Return on Assets 1.10%
Return on Equity 23.22%