C
First United Bank and Trust Company, Inc.
Rating Date
March 2026
Risk Based
Capital Ratio
14.32
Leverage
Ratio
9.00
Return On
Assets
1.12%
Total
Assets
593.98M
Capital
34.10M
Total
Deposits
544.75M
Net
Income
6.75M
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Weiss Ratings First United Bank and Trust Company, Inc.
Madisonville, KY 		Click to
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Rating C
Asset Quality Index 8.80
Capitalization Index 7.00
Liquidity Index 2.70
Profitability Index 4.80
Stability Index 4.20
Company Info First United Bank and Trust Company, Inc.
Madisonville, KY 		Click to
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FDIC Number 34150
Phone Number (270) 821-5555
Website www.efirstunitedbank.com
Asset Quality First United Bank and Trust Company, Inc.
Madisonville, KY 		Click to
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1-Year Asset Growth 3.60%
5-Year Asset Growth 9.89%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 0.12%
Non-Performing Loans to Capital 1.05%
Non-Performing Loans to Loans 0.16%
Balance Sheet First United Bank and Trust Company, Inc.
Madisonville, KY 		Click to
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Total Assets 593.98M
Total Deposits 544.75M
Capital and Reserves First United Bank and Trust Company, Inc.
Madisonville, KY 		Click to
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Capital 34.10M
Leverage Ratio 9.00
Loan Loss Reserves to Loans 1.12%
Risk-Based Capital Ratio 14.32
Liquidity First United Bank and Trust Company, Inc.
Madisonville, KY 		Click to
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Hot Money Ratio 13.23%
Liquidity Ratio 11.72%
Profitability First United Bank and Trust Company, Inc.
Madisonville, KY 		Click to
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5-Year Return on Average Assets 1.17%
Net Income 6.75M
Net Interest Spread 3.52%
Operating Profit to Average Assets 1.12%
Overhead Efficiency Ratio 70.41%
Return on Assets 1.12%
Return on Equity 22.75%