B
Community Banking Company
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Community Banking Company
Fitzgerald, GA
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Rating B
Asset Quality Index 7.40
Capitalization Index 10.00
Liquidity Index 2.30
Profitability Index 8.40
Stability Index 5.70
Company Info Community Banking Company
Fitzgerald, GA
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FDIC Number 34160
Phone Number (229) 423-4321
Website www.cbcfitzgerald.com
Asset Quality Community Banking Company
Fitzgerald, GA
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1-Year Asset Growth 6.33%
5-Year Asset Growth 14.36%
5-Year Charge-Offs to Average Loans 0.08%
Charge-Offs to Average Loans 0.10%
Non-Performing Assets to Assets 0.32%
Non-Performing Loans to Capital 2.72%
Non-Performing Loans to Loans 0.68%
Balance Sheet Community Banking Company
Fitzgerald, GA
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Total Assets 282.13M
Total Deposits 246.55M
Capital and Reserves Community Banking Company
Fitzgerald, GA
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Capital 34.04M
Leverage Ratio 11.52
Loan Loss Reserves to Loans 2.27%
Risk-Based Capital Ratio --
Liquidity Community Banking Company
Fitzgerald, GA
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Hot Money Ratio 32.57%
Liquidity Ratio 32.39%
Profitability Community Banking Company
Fitzgerald, GA
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5-Year Return on Average Assets 1.40%
Net Income 3.33M
Net Interest Spread 4.09%
Operating Profit to Average Assets 2.07%
Overhead Efficiency Ratio 53.77%
Return on Assets 1.59%
Return on Equity 13.68%