A
Applied Bank
Rating Date
October 2025
Risk Based
Capital Ratio
76.30
Leverage
Ratio
16.66
Return On
Assets
3.80%
Total
Assets
274.10M
Capital
45.61M
Total
Deposits
227.53M
Net
Income
5.15M
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Weiss Ratings Applied Bank
Wilmington, DE 		Click to
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Rating A
Asset Quality Index 9.90
Capitalization Index 10.00
Liquidity Index 6.90
Profitability Index 10.00
Stability Index 9.00
Company Info Applied Bank
Wilmington, DE 		Click to
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FDIC Number 34193
Phone Number (888) 839-7952
Website www.appliedbank.com
Asset Quality Applied Bank
Wilmington, DE 		Click to
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1-Year Asset Growth 25.86%
5-Year Asset Growth 11.26%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet Applied Bank
Wilmington, DE 		Click to
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Total Assets 274.10M
Total Deposits 227.53M
Capital and Reserves Applied Bank
Wilmington, DE 		Click to
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Capital 45.61M
Leverage Ratio 16.66
Loan Loss Reserves to Loans 0.58%
Risk-Based Capital Ratio 76.30
Liquidity Applied Bank
Wilmington, DE 		Click to
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Hot Money Ratio 0.10%
Liquidity Ratio 95.84%
Profitability Applied Bank
Wilmington, DE 		Click to
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5-Year Return on Average Assets 2.26%
Net Income 5.15M
Net Interest Spread 4.84%
Operating Profit to Average Assets 3.99%
Overhead Efficiency Ratio 30.41%
Return on Assets 3.80%
Return on Equity 23.98%