A
Applied Bank
Rating Date
June 2026
Risk Based
Capital Ratio
72.69
Leverage
Ratio
16.31
Return On
Assets
2.79%
Total
Assets
258.11M
Capital
43.02M
Total
Deposits
214.38M
Net
Income
1.84M
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Weiss Ratings Applied Bank
Wilmington, DE 		Click to
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Rating A
Asset Quality Index 9.90
Capitalization Index 10.00
Liquidity Index 6.80
Profitability Index 5.40
Stability Index 9.00
Company Info Applied Bank
Wilmington, DE 		Click to
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FDIC Number 34193
Phone Number (888) 839-7952
Website www.appliedbank.com
Asset Quality Applied Bank
Wilmington, DE 		Click to
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1-Year Asset Growth -6.86%
5-Year Asset Growth 8.69%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet Applied Bank
Wilmington, DE 		Click to
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Total Assets 258.11M
Total Deposits 214.38M
Capital and Reserves Applied Bank
Wilmington, DE 		Click to
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Capital 43.02M
Leverage Ratio 16.31
Loan Loss Reserves to Loans 0.56%
Risk-Based Capital Ratio 72.69
Liquidity Applied Bank
Wilmington, DE 		Click to
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Hot Money Ratio 0.10%
Liquidity Ratio 93.93%
Profitability Applied Bank
Wilmington, DE 		Click to
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5-Year Return on Average Assets 2.13%
Net Income 1.84M
Net Interest Spread 4.06%
Operating Profit to Average Assets 2.94%
Overhead Efficiency Ratio 40.27%
Return on Assets 2.79%
Return on Equity 17.50%