A
Applied Bank
Rating Date
March 2026
Risk Based
Capital Ratio
69.77
Leverage
Ratio
14.77
Return On
Assets
0.27%
Total
Assets
262.66M
Capital
41.18M
Total
Deposits
220.78M
Net
Income
728.00K
My Lists My Alerts
Weiss Ratings Applied Bank
Wilmington, DE 		Click to
Compare		 Click to
Compare		 Click to
Compare
Rating A
Asset Quality Index 9.90
Capitalization Index 10.00
Liquidity Index 6.80
Profitability Index 2.70
Stability Index 10.00
Company Info Applied Bank
Wilmington, DE 		Click to
Compare		 Click to
Compare		 Click to
Compare
FDIC Number 34193
Phone Number (888) 839-7952
Website www.appliedbank.com
Asset Quality Applied Bank
Wilmington, DE 		Click to
Compare		 Click to
Compare		 Click to
Compare
1-Year Asset Growth 1.40%
5-Year Asset Growth 8.69%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet Applied Bank
Wilmington, DE 		Click to
Compare		 Click to
Compare		 Click to
Compare
Total Assets 262.66M
Total Deposits 220.78M
Capital and Reserves Applied Bank
Wilmington, DE 		Click to
Compare		 Click to
Compare		 Click to
Compare
Capital 41.18M
Leverage Ratio 14.77
Loan Loss Reserves to Loans 0.58%
Risk-Based Capital Ratio 69.77
Liquidity Applied Bank
Wilmington, DE 		Click to
Compare		 Click to
Compare		 Click to
Compare
Hot Money Ratio 0.10%
Liquidity Ratio 93.28%
Profitability Applied Bank
Wilmington, DE 		Click to
Compare		 Click to
Compare		 Click to
Compare
5-Year Return on Average Assets 2.26%
Net Income 728.00K
Net Interest Spread 4.78%
Operating Profit to Average Assets 0.28%
Overhead Efficiency Ratio 95.53%
Return on Assets 0.27%
Return on Equity 1.64%