Major Rating Factors:
A current level of 11.1 percent of nonperforming loans to core capital combined with 7.9 percent from a year earlier contributes to the Fair asset quality (4.3). Operating profits as a percentage of assets at 1.9%, coupled with a return on assets of 1.8 has resulted in Excellent (7.6) profitability.
Other Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (9.6 on a scale of 0 to 10). Excellent current capitalization (7.6 on a scale of 0 to 10) based on a risk-based capital ratio of 12.1 and a capital leverage ratio of 9.4.
Asset Mix:
Comm re (20%), comm loans (19%), home mtgs (14%), securities (5%), cash (4%), home eq lns (4%), consumer loans (2%), other (31%)
States with Branches:
OK, TX
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Great Plains Bancshares, Inc.
Investment Rating
--
Address
2017 West 3rd Street
Elk City, OK 73644
Elk City, OK 73644
Phone Number
(580) 225-2265
Year Founded
1996
FDIC Number
Website
Largest Affiliates
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