Platte Valley Bank
Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (5.0 on a scale of 0 to 10). Operating profits as a percentage of assets at 1.5%, coupled with a return on assets of 1.2 has resulted in Good (5.8) profitability.
Other Rating Factors:
Excellent current capitalization (7.8 on a scale of 0 to 10) and a capital leverage ratio of 9.5. A current level of 4.1 percent of nonperforming loans to core capital combined with 4.9 percent from a year earlier contributes to the Good asset quality (6.8).
Asset Mix:
Home mtgs (18%), comm loans (14%), comm re (12%), securities (12%), cash (9%), consumer loans (5%), home eq lns (2%), other (29%)
States with Branches:
NE
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Platte Valley Financial Service Companies, Inc.
Investment Rating
--
Address
1212 Circle Drive
Scottsbluff, NE 69361
Scottsbluff, NE 69361
Phone Number
(308) 632-7004
Year Founded
1996
FDIC Number
Website
Largest Affiliates
Torrington, WY
-
Bank
Walden, CO
-
Bank