Platte Valley Bank
Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (4.3 on a scale of 0 to 10). A current level of 4.0 percent of nonperforming loans to core capital combined with 10.1 percent from a year earlier contributes to the Good asset quality (5.7).
Other Rating Factors:
Excellent current capitalization (7.2 on a scale of 0 to 10) and a capital leverage ratio of 9.2. Operating profits as a percentage of assets at 1.5%, coupled with a return on assets of 1.3 has resulted in Good (5.9) profitability.
Asset Mix:
Comm re (25%), comm loans (18%), home mtgs (15%), securities (8%), consumer loans (4%), home eq lns (3%), cash (2%), other (24%)
States with Branches:
WY
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Platte Valley Financial Service Companies, Inc.
Investment Rating
--
Address
2201 Main Street
Torrington, WY 82240
Torrington, WY 82240
Phone Number
(307) 532-2111
Year Founded
1925
FDIC Number
Website
Largest Affiliates
Scottsbluff, NE
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Bank
Walden, CO
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Bank