| Weiss Ratings |
The Citizens Bank of Georgia
Cumming, GA |
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| Rating | ||||
| Asset Quality Index | 9.10 | |||
| Capitalization Index | 9.30 | |||
| Liquidity Index | 4.10 | |||
| Profitability Index | 9.00 | |||
| Stability Index | 6.80 | |||
| Company Info |
The Citizens Bank of Georgia
Cumming, GA |
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| FDIC Number | 34229 | |||
| Phone Number | (770) 886-9500 | |||
| Website | www.citizbank.com/ | |||
| Asset Quality |
The Citizens Bank of Georgia
Cumming, GA |
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| 1-Year Asset Growth | 10.99% | |||
| 5-Year Asset Growth | 10.03% | |||
| 5-Year Charge-Offs to Average Loans | -0.03% | |||
| Charge-Offs to Average Loans | 0.01% | |||
| Non-Performing Assets to Assets | 0.00% | |||
| Non-Performing Loans to Capital | 0.01% | |||
| Non-Performing Loans to Loans | 0.01% | |||
| Balance Sheet |
The Citizens Bank of Georgia
Cumming, GA |
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| Total Assets | 616.99M | |||
| Total Deposits | 554.05M | |||
| Capital and Reserves |
The Citizens Bank of Georgia
Cumming, GA |
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| Capital | 61.50M | |||
| Leverage Ratio | 10.50 | |||
| Loan Loss Reserves to Loans | 1.32% | |||
| Risk-Based Capital Ratio | 18.60 | |||
| Liquidity |
The Citizens Bank of Georgia
Cumming, GA |
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| Hot Money Ratio | 20.99% | |||
| Liquidity Ratio | 45.86% | |||
| Profitability |
The Citizens Bank of Georgia
Cumming, GA |
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| 5-Year Return on Average Assets | 1.27% | |||
| Net Income | 10.27M | |||
| Net Interest Spread | 3.89% | |||
| Operating Profit to Average Assets | 2.26% | |||
| Overhead Efficiency Ratio | 41.83% | |||
| Return on Assets | 1.72% | |||
| Return on Equity | 18.41% | |||