| Weiss Ratings |
The Citizens Bank of Georgia
Cumming, GA |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 9.10 | |||
| Capitalization Index | 9.20 | |||
| Liquidity Index | 4.40 | |||
| Profitability Index | 7.60 | |||
| Stability Index | 6.60 | |||
| Company Info |
The Citizens Bank of Georgia
Cumming, GA |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 34229 | |||
| Phone Number | (770) 886-9500 | |||
| Website | www.citizbank.com/ | |||
| Asset Quality |
The Citizens Bank of Georgia
Cumming, GA |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 8.16% | |||
| 5-Year Asset Growth | 14.24% | |||
| 5-Year Charge-Offs to Average Loans | -0.03% | |||
| Charge-Offs to Average Loans | 0.02% | |||
| Non-Performing Assets to Assets | 0.00% | |||
| Non-Performing Loans to Capital | 0.00% | |||
| Non-Performing Loans to Loans | 0.01% | |||
| Balance Sheet |
The Citizens Bank of Georgia
Cumming, GA |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 582.38M | |||
| Total Deposits | 527.76M | |||
| Capital and Reserves |
The Citizens Bank of Georgia
Cumming, GA |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 52.34M | |||
| Leverage Ratio | 10.48 | |||
| Loan Loss Reserves to Loans | 1.40% | |||
| Risk-Based Capital Ratio | 18.82 | |||
| Liquidity |
The Citizens Bank of Georgia
Cumming, GA |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 19.84% | |||
| Liquidity Ratio | 51.62% | |||
| Profitability |
The Citizens Bank of Georgia
Cumming, GA |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 1.27% | |||
| Net Income | 2.15M | |||
| Net Interest Spread | 3.71% | |||
| Operating Profit to Average Assets | 2.03% | |||
| Overhead Efficiency Ratio | 46.56% | |||
| Return on Assets | 1.51% | |||
| Return on Equity | 17.06% | |||