| Weiss Ratings |
The Citizens Bank of Georgia
Cumming, GA |
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| Rating | ||||
| Asset Quality Index | 9.10 | |||
| Capitalization Index | 9.40 | |||
| Liquidity Index | 4.20 | |||
| Profitability Index | 8.60 | |||
| Stability Index | 6.80 | |||
| Company Info |
The Citizens Bank of Georgia
Cumming, GA |
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| FDIC Number | 34229 | |||
| Phone Number | (770) 886-9500 | |||
| Website | www.citizbank.com/ | |||
| Asset Quality |
The Citizens Bank of Georgia
Cumming, GA |
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| 1-Year Asset Growth | 12.55% | |||
| 5-Year Asset Growth | 14.24% | |||
| 5-Year Charge-Offs to Average Loans | -0.03% | |||
| Charge-Offs to Average Loans | 0.01% | |||
| Non-Performing Assets to Assets | 0.00% | |||
| Non-Performing Loans to Capital | 0.00% | |||
| Non-Performing Loans to Loans | 0.00% | |||
| Balance Sheet |
The Citizens Bank of Georgia
Cumming, GA |
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| Total Assets | 616.85M | |||
| Total Deposits | 555.26M | |||
| Capital and Reserves |
The Citizens Bank of Georgia
Cumming, GA |
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| Capital | 59.97M | |||
| Leverage Ratio | 10.60 | |||
| Loan Loss Reserves to Loans | 1.31% | |||
| Risk-Based Capital Ratio | 18.53 | |||
| Liquidity |
The Citizens Bank of Georgia
Cumming, GA |
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| Hot Money Ratio | 20.90% | |||
| Liquidity Ratio | 48.17% | |||
| Profitability |
The Citizens Bank of Georgia
Cumming, GA |
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| 5-Year Return on Average Assets | 1.27% | |||
| Net Income | 7.27M | |||
| Net Interest Spread | 3.85% | |||
| Operating Profit to Average Assets | 2.21% | |||
| Overhead Efficiency Ratio | 42.91% | |||
| Return on Assets | 1.64% | |||
| Return on Equity | 17.92% | |||