CFG Bank
Major Rating Factors:
A current level of 25.8 percent of nonperforming loans to core capital combined with 44.9 percent from a year earlier contributes to the Very Weak asset quality (0.8). Operating profits as a percentage of assets at 2.1%, coupled with a return on assets of 1.6 has resulted in Excellent (7.8) profitability.
Other Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a risk-based capital ratio of 13.8 and a capital leverage ratio of 11.2. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (9.4 on a scale of 0 to 10).
Asset Mix:
Comm re (37%), securities (21%), comm loans (19%), cash (8%), home mtgs (0%), other (15%)
States with Branches:
MD
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Capital Funding Bancorp, Inc.
Investment Rating
--
Address
11 w ridgely road
Lutherville, MD 21093
Lutherville, MD 21093
Phone Number
(410) 823-0500
Year Founded
1927
FDIC Number
Website
Largest Affiliates
No affiliate information available.