WestAmerica Bank
| Weiss Ratings |
WestAmerica Bank
San Rafael, CA |
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| Rating | ||||
| Asset Quality Index | 8.60 | |||
| Capitalization Index | 9.00 | |||
| Liquidity Index | 6.10 | |||
| Profitability Index | 9.30 | |||
| Stability Index | 9.00 | |||
| Company Info |
WestAmerica Bank
San Rafael, CA |
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| FDIC Number | 3430 | |||
| Phone Number | (415) 257-8057 | |||
| Website | www.westamerica.com | |||
| Asset Quality |
WestAmerica Bank
San Rafael, CA |
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| 1-Year Asset Growth | -7.59% | |||
| 5-Year Asset Growth | 1.57% | |||
| 5-Year Charge-Offs to Average Loans | 0.21% | |||
| Charge-Offs to Average Loans | 0.16% | |||
| Non-Performing Assets to Assets | 0.00% | |||
| Non-Performing Loans to Capital | 0.04% | |||
| Non-Performing Loans to Loans | 0.00% | |||
| Balance Sheet |
WestAmerica Bank
San Rafael, CA |
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| Total Assets | 5.93B | |||
| Total Deposits | 4.88B | |||
| Capital and Reserves |
WestAmerica Bank
San Rafael, CA |
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| Capital | 613.16M | |||
| Leverage Ratio | 10.34 | |||
| Loan Loss Reserves to Loans | 1.80% | |||
| Risk-Based Capital Ratio | 16.16 | |||
| Liquidity |
WestAmerica Bank
San Rafael, CA |
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| Hot Money Ratio | 0.67% | |||
| Liquidity Ratio | 52.98% | |||
| Profitability |
WestAmerica Bank
San Rafael, CA |
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| 5-Year Return on Average Assets | 1.71% | |||
| Net Income | 30.75M | |||
| Net Interest Spread | 3.87% | |||
| Operating Profit to Average Assets | 2.70% | |||
| Overhead Efficiency Ratio | 38.36% | |||
| Return on Assets | 2.00% | |||
| Return on Equity | 20.42% | |||