WestAmerica Bank
| Weiss Ratings |
WestAmerica Bank
San Rafael, CA |
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| Rating | ||||
| Asset Quality Index | 8.80 | |||
| Capitalization Index | 8.90 | |||
| Liquidity Index | 6.20 | |||
| Profitability Index | 9.50 | |||
| Stability Index | 9.20 | |||
| Company Info |
WestAmerica Bank
San Rafael, CA |
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| FDIC Number | 3430 | |||
| Phone Number | (415) 257-8000 | |||
| Website | www.westamerica.com | |||
| Asset Quality |
WestAmerica Bank
San Rafael, CA |
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| 1-Year Asset Growth | -0.34% | |||
| 5-Year Asset Growth | -2.34% | |||
| 5-Year Charge-Offs to Average Loans | 0.25% | |||
| Charge-Offs to Average Loans | 0.14% | |||
| Non-Performing Assets to Assets | 0.01% | |||
| Non-Performing Loans to Capital | 0.13% | |||
| Non-Performing Loans to Loans | 0.08% | |||
| Balance Sheet |
WestAmerica Bank
San Rafael, CA |
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| Total Assets | 5.77B | |||
| Total Deposits | 4.78B | |||
| Capital and Reserves |
WestAmerica Bank
San Rafael, CA |
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| Capital | 604.84M | |||
| Leverage Ratio | 10.27 | |||
| Loan Loss Reserves to Loans | 1.61% | |||
| Risk-Based Capital Ratio | 16.69 | |||
| Liquidity |
WestAmerica Bank
San Rafael, CA |
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| Hot Money Ratio | 0.50% | |||
| Liquidity Ratio | 54.74% | |||
| Profitability |
WestAmerica Bank
San Rafael, CA |
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| 5-Year Return on Average Assets | 1.84% | |||
| Net Income | 53.68M | |||
| Net Interest Spread | 3.74% | |||
| Operating Profit to Average Assets | 2.42% | |||
| Overhead Efficiency Ratio | 42.49% | |||
| Return on Assets | 1.80% | |||
| Return on Equity | 17.43% | |||