WestAmerica Bank
| Weiss Ratings |
WestAmerica Bank
San Rafael, CA |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 8.70 | |||
| Capitalization Index | 8.60 | |||
| Liquidity Index | 6.20 | |||
| Profitability Index | 8.80 | |||
| Stability Index | 9.30 | |||
| Company Info |
WestAmerica Bank
San Rafael, CA |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 3430 | |||
| Phone Number | (415) 257-8000 | |||
| Website | www.westamerica.com | |||
| Asset Quality |
WestAmerica Bank
San Rafael, CA |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | -1.89% | |||
| 5-Year Asset Growth | -2.34% | |||
| 5-Year Charge-Offs to Average Loans | 0.21% | |||
| Charge-Offs to Average Loans | 0.35% | |||
| Non-Performing Assets to Assets | 0.02% | |||
| Non-Performing Loans to Capital | 0.30% | |||
| Non-Performing Loans to Loans | 0.20% | |||
| Balance Sheet |
WestAmerica Bank
San Rafael, CA |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 5.92B | |||
| Total Deposits | 4.84B | |||
| Capital and Reserves |
WestAmerica Bank
San Rafael, CA |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 629.88M | |||
| Leverage Ratio | 10.09 | |||
| Loan Loss Reserves to Loans | 1.59% | |||
| Risk-Based Capital Ratio | 15.59 | |||
| Liquidity |
WestAmerica Bank
San Rafael, CA |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 0.56% | |||
| Liquidity Ratio | 54.87% | |||
| Profitability |
WestAmerica Bank
San Rafael, CA |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 1.71% | |||
| Net Income | 115.17M | |||
| Net Interest Spread | 3.82% | |||
| Operating Profit to Average Assets | 2.57% | |||
| Overhead Efficiency Ratio | 40.24% | |||
| Return on Assets | 1.91% | |||
| Return on Equity | 18.59% | |||