WestAmerica Bank
| Weiss Ratings |
WestAmerica Bank
San Rafael, CA |
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| Rating | ||||
| Asset Quality Index | 8.60 | |||
| Capitalization Index | 9.20 | |||
| Liquidity Index | 6.20 | |||
| Profitability Index | 8.80 | |||
| Stability Index | 9.00 | |||
| Company Info |
WestAmerica Bank
San Rafael, CA |
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| FDIC Number | 3430 | |||
| Phone Number | (415) 257-8057 | |||
| Website | www.westamerica.com | |||
| Asset Quality |
WestAmerica Bank
San Rafael, CA |
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| 1-Year Asset Growth | -7.65% | |||
| 5-Year Asset Growth | 1.57% | |||
| 5-Year Charge-Offs to Average Loans | 0.21% | |||
| Charge-Offs to Average Loans | 0.11% | |||
| Non-Performing Assets to Assets | 0.08% | |||
| Non-Performing Loans to Capital | 0.79% | |||
| Non-Performing Loans to Loans | 0.61% | |||
| Balance Sheet |
WestAmerica Bank
San Rafael, CA |
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| Total Assets | 5.79B | |||
| Total Deposits | 4.75B | |||
| Capital and Reserves |
WestAmerica Bank
San Rafael, CA |
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| Capital | 623.45M | |||
| Leverage Ratio | 10.43 | |||
| Loan Loss Reserves to Loans | 1.84% | |||
| Risk-Based Capital Ratio | 16.12 | |||
| Liquidity |
WestAmerica Bank
San Rafael, CA |
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| Hot Money Ratio | 0.62% | |||
| Liquidity Ratio | 53.29% | |||
| Profitability |
WestAmerica Bank
San Rafael, CA |
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| 5-Year Return on Average Assets | 1.71% | |||
| Net Income | 59.64M | |||
| Net Interest Spread | 3.86% | |||
| Operating Profit to Average Assets | 2.65% | |||
| Overhead Efficiency Ratio | 39.09% | |||
| Return on Assets | 1.97% | |||
| Return on Equity | 19.54% | |||