D
Southwestern National Bank
Houston,  TX
Rating Date
August 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
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Net
Income
Weiss Ratings Southwestern National Bank
Houston, TX
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Rating D
Asset Quality Index 7.00
Capitalization Index 10.00
Liquidity Index 0.20
Profitability Index 6.60
Stability Index 3.70
Company Info Southwestern National Bank
Houston, TX
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FDIC Number 34319
Phone Number (713) 771-9700
Website www.swnbk.com
Asset Quality Southwestern National Bank
Houston, TX
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1-Year Asset Growth 7.03%
5-Year Asset Growth 15.52%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.13%
Non-Performing Assets to Assets 0.31%
Non-Performing Loans to Capital 2.66%
Non-Performing Loans to Loans 0.37%
Balance Sheet Southwestern National Bank
Houston, TX
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Total Assets 1.39B
Total Deposits 1.21B
Capital and Reserves Southwestern National Bank
Houston, TX
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Capital 169.78M
Leverage Ratio 12.41
Loan Loss Reserves to Loans 1.19%
Risk-Based Capital Ratio 15.79
Liquidity Southwestern National Bank
Houston, TX
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Hot Money Ratio 48.08%
Liquidity Ratio 14.97%
Profitability Southwestern National Bank
Houston, TX
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5-Year Return on Average Assets 1.33%
Net Income 10.09M
Net Interest Spread 3.92%
Operating Profit to Average Assets 1.78%
Overhead Efficiency Ratio 54.08%
Return on Assets 1.46%
Return on Equity 12.38%