D
Southwestern National Bank
HoustonTX
Rating Date
June 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
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Net
Income
Weiss Ratings Southwestern National Bank
Houston, TX
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Rating D
Asset Quality Index 7.30
Capitalization Index 10.00
Liquidity Index 0.20
Profitability Index 5.20
Stability Index 3.70
Company Info Southwestern National Bank
Houston, TX
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FDIC Number 34319
Phone Number (713) 771-9700
Website www.swnbk.com
Asset Quality Southwestern National Bank
Houston, TX
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1-Year Asset Growth 12.35%
5-Year Asset Growth 21.06%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans -0.05%
Non-Performing Assets to Assets 0.02%
Non-Performing Loans to Capital 0.14%
Non-Performing Loans to Loans 0.02%
Balance Sheet Southwestern National Bank
Houston, TX
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Total Assets 1.27B
Total Deposits 1.10B
Capital and Reserves Southwestern National Bank
Houston, TX
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Capital 138.83M
Leverage Ratio 11.53
Loan Loss Reserves to Loans 1.19%
Risk-Based Capital Ratio 14.42
Liquidity Southwestern National Bank
Houston, TX
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Hot Money Ratio 53.54%
Liquidity Ratio 16.40%
Profitability Southwestern National Bank
Houston, TX
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5-Year Return on Average Assets 1.16%
Net Income 3.64M
Net Interest Spread 3.55%
Operating Profit to Average Assets 1.50%
Overhead Efficiency Ratio 60.10%
Return on Assets 1.19%
Return on Equity 10.53%