Premier Bank
Major Rating Factors:
A current level of 2.5 percent of nonperforming loans to core capital combined with 2.9 percent from a year earlier contributes to the Fair asset quality (4.9). A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (3.7 on a scale of 0 to 10).
Other Rating Factors:
Operating profits as a percentage of assets at 2.1%, coupled with a return on assets of 2.1 has resulted in Excellent (8.5) profitability. Excellent current capitalization (7.8 on a scale of 0 to 10) and a capital leverage ratio of 9.6.
Asset Mix:
Comm loans (12%), securities (8%), comm re (7%), home mtgs (6%), cash (3%), consumer loans (1%), other (63%)
States with Branches:
IA, SD
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Premier Holdings, Ltd.
Investment Rating
--
Address
1004 21St Avenue
Rock Valley, IA 51247
Rock Valley, IA 51247
Phone Number
(712) 476-9100
Year Founded
1997
FDIC Number
Website
Largest Affiliates
No affiliate information available.