| Weiss Ratings |
Spring Valley Bank
Wyoming, OH |
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| Rating | ||||
| Asset Quality Index | 7.30 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 0.10 | |||
| Profitability Index | 9.80 | |||
| Stability Index | 3.70 | |||
| Company Info |
Spring Valley Bank
Wyoming, OH |
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| FDIC Number | 34386 | |||
| Phone Number | (513) 761-6688 | |||
| Website | www.springvalleybank.com | |||
| Asset Quality |
Spring Valley Bank
Wyoming, OH |
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| 1-Year Asset Growth | 7.41% | |||
| 5-Year Asset Growth | 5.67% | |||
| 5-Year Charge-Offs to Average Loans | 0.01% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.17% | |||
| Non-Performing Loans to Capital | 0.51% | |||
| Non-Performing Loans to Loans | 0.19% | |||
| Balance Sheet |
Spring Valley Bank
Wyoming, OH |
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| Total Assets | 115.93M | |||
| Total Deposits | 71.27M | |||
| Capital and Reserves |
Spring Valley Bank
Wyoming, OH |
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| Capital | 38.79M | |||
| Leverage Ratio | 33.82 | |||
| Loan Loss Reserves to Loans | 0.47% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Spring Valley Bank
Wyoming, OH |
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| Hot Money Ratio | 38.94% | |||
| Liquidity Ratio | 12.75% | |||
| Profitability |
Spring Valley Bank
Wyoming, OH |
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| 5-Year Return on Average Assets | 4.00% | |||
| Net Income | 2.79M | |||
| Net Interest Spread | 5.58% | |||
| Operating Profit to Average Assets | 3.37% | |||
| Overhead Efficiency Ratio | 42.20% | |||
| Return on Assets | 3.37% | |||
| Return on Equity | 9.75% | |||