WebBank
Major Rating Factors:
A current level of 6.0 percent of nonperforming loans to core capital combined with 3.4 percent from a year earlier contributes to the Fair asset quality (4.2). A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (3.7 on a scale of 0 to 10).
Other Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a risk-based capital ratio of 19.4 and a capital leverage ratio of 18.9. Operating profits as a percentage of assets at 5.7%, coupled with a return on assets of 4.3 has resulted in Excellent (10.0) profitability.
Asset Mix:
Comm loans (54%), consumer loans (29%), securities (6%), cash (4%), comm re (0%), other (6%)
States with Branches:
UT
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Steel Partners Holdings L.P.
Investment Rating
--
Address
215 South State Street
Salt Lake City, UT 84111
Salt Lake City, UT 84111
Phone Number
(844) 994-2265
Year Founded
1997
FDIC Number
Website
Largest Affiliates
No affiliate information available.