D
NorthStar Bank
Rating Date
March 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings NorthStar Bank
Estherville, IA
Click to
Compare
Click to
Compare
Click to
Compare
Rating D
Asset Quality Index 6.30
Capitalization Index 10.00
Liquidity Index 2.50
Profitability Index 6.10
Stability Index 2.30
Company Info NorthStar Bank
Estherville, IA
Click to
Compare
Click to
Compare
Click to
Compare
FDIC Number 34407
Phone Number (712) 362-3322
Website www.northstarbankiowa.com
Asset Quality NorthStar Bank
Estherville, IA
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth -0.01%
5-Year Asset Growth 0.17%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 4.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet NorthStar Bank
Estherville, IA
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 205.02M
Total Deposits 170.85M
Capital and Reserves NorthStar Bank
Estherville, IA
Click to
Compare
Click to
Compare
Click to
Compare
Capital 33.13M
Leverage Ratio 11.03
Loan Loss Reserves to Loans 0.92%
Risk-Based Capital Ratio 16.35
Liquidity NorthStar Bank
Estherville, IA
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 19.99%
Liquidity Ratio 22.56%
Profitability NorthStar Bank
Estherville, IA
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets --
Net Income 2.64M
Net Interest Spread 3.35%
Operating Profit to Average Assets 1.67%
Overhead Efficiency Ratio 52.76%
Return on Assets 1.31%
Return on Equity 8.27%