D
NorthStar Bank
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
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Net
Income
Weiss Ratings NorthStar Bank
Estherville, IA
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Rating D
Asset Quality Index 5.90
Capitalization Index 9.40
Liquidity Index 2.00
Profitability Index 5.80
Stability Index 2.30
Company Info NorthStar Bank
Estherville, IA
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FDIC Number 34407
Phone Number (712) 362-3322
Website www.northstarbankiowa.com
Asset Quality NorthStar Bank
Estherville, IA
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1-Year Asset Growth -5.47%
5-Year Asset Growth 1.33%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.36%
Non-Performing Loans to Loans 0.00%
Balance Sheet NorthStar Bank
Estherville, IA
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Total Assets 196.41M
Total Deposits 163.96M
Capital and Reserves NorthStar Bank
Estherville, IA
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Capital 31.42M
Leverage Ratio 10.60
Loan Loss Reserves to Loans 0.92%
Risk-Based Capital Ratio 15.25
Liquidity NorthStar Bank
Estherville, IA
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Hot Money Ratio 17.49%
Liquidity Ratio 19.41%
Profitability NorthStar Bank
Estherville, IA
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5-Year Return on Average Assets --
Net Income 1.32M
Net Interest Spread 3.31%
Operating Profit to Average Assets 1.63%
Overhead Efficiency Ratio 53.38%
Return on Assets 1.30%
Return on Equity 8.33%