| Weiss Ratings |
First National Bank
Rotan, TX |
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| Rating | ||||
| Asset Quality Index | 5.90 | |||
| Capitalization Index | 8.20 | |||
| Liquidity Index | 3.80 | |||
| Profitability Index | 2.30 | |||
| Stability Index | 0.70 | |||
| Company Info |
First National Bank
Rotan, TX |
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| FDIC Number | 34455 | |||
| Phone Number | (325) 735-2224 | |||
| Website | www.fnbrotan.com | |||
| Asset Quality |
First National Bank
Rotan, TX |
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| 1-Year Asset Growth | 3.89% | |||
| 5-Year Asset Growth | 1.01% | |||
| 5-Year Charge-Offs to Average Loans | 0.43% | |||
| Charge-Offs to Average Loans | -0.20% | |||
| Non-Performing Assets to Assets | 0.94% | |||
| Non-Performing Loans to Capital | 8.48% | |||
| Non-Performing Loans to Loans | 2.14% | |||
| Balance Sheet |
First National Bank
Rotan, TX |
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| Total Assets | 93.87M | |||
| Total Deposits | 88.20M | |||
| Capital and Reserves |
First National Bank
Rotan, TX |
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| Capital | 5.46M | |||
| Leverage Ratio | 9.81 | |||
| Loan Loss Reserves to Loans | 2.10% | |||
| Risk-Based Capital Ratio | 21.40 | |||
| Liquidity |
First National Bank
Rotan, TX |
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| Hot Money Ratio | 25.33% | |||
| Liquidity Ratio | 25.84% | |||
| Profitability |
First National Bank
Rotan, TX |
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| 5-Year Return on Average Assets | 0.46% | |||
| Net Income | 576.00K | |||
| Net Interest Spread | 2.95% | |||
| Operating Profit to Average Assets | 0.60% | |||
| Overhead Efficiency Ratio | 81.85% | |||
| Return on Assets | 0.60% | |||
| Return on Equity | 14.96% | |||