| Weiss Ratings |
First National Bank
Rotan, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 6.00 | |||
| Capitalization Index | 8.60 | |||
| Liquidity Index | 4.20 | |||
| Profitability Index | 2.50 | |||
| Stability Index | 0.70 | |||
| Company Info |
First National Bank
Rotan, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 34455 | |||
| Phone Number | (325) 735-2224 | |||
| Website | www.fnbrotan.com | |||
| Asset Quality |
First National Bank
Rotan, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 7.54% | |||
| 5-Year Asset Growth | 3.05% | |||
| 5-Year Charge-Offs to Average Loans | 0.43% | |||
| Charge-Offs to Average Loans | -0.21% | |||
| Non-Performing Assets to Assets | 0.13% | |||
| Non-Performing Loans to Capital | 8.22% | |||
| Non-Performing Loans to Loans | 0.33% | |||
| Balance Sheet |
First National Bank
Rotan, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 93.19M | |||
| Total Deposits | 87.84M | |||
| Capital and Reserves |
First National Bank
Rotan, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 5.00M | |||
| Leverage Ratio | 10.09 | |||
| Loan Loss Reserves to Loans | 2.32% | |||
| Risk-Based Capital Ratio | 23.09 | |||
| Liquidity |
First National Bank
Rotan, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 23.54% | |||
| Liquidity Ratio | 30.87% | |||
| Profitability |
First National Bank
Rotan, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.46% | |||
| Net Income | 494.00K | |||
| Net Interest Spread | 3.01% | |||
| Operating Profit to Average Assets | 0.70% | |||
| Overhead Efficiency Ratio | 79.78% | |||
| Return on Assets | 0.70% | |||
| Return on Equity | 19.44% | |||