C
First National Bank
Rotan,  TX
Rating Date
August 2026
Risk Based
Capital Ratio
Leverage
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Capital
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Income
Weiss Ratings First National Bank
Rotan, TX
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Rating C
Asset Quality Index 4.60
Capitalization Index 8.10
Liquidity Index 4.10
Profitability Index 2.40
Stability Index 2.00
Company Info First National Bank
Rotan, TX
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FDIC Number 34455
Phone Number (325) 735-2224
Website www.fnbrotan.com
Asset Quality First National Bank
Rotan, TX
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1-Year Asset Growth 12.81%
5-Year Asset Growth 1.01%
5-Year Charge-Offs to Average Loans 0.12%
Charge-Offs to Average Loans -0.31%
Non-Performing Assets to Assets 1.30%
Non-Performing Loans to Capital 11.52%
Non-Performing Loans to Loans 3.09%
Balance Sheet First National Bank
Rotan, TX
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Total Assets 96.49M
Total Deposits 90.40M
Capital and Reserves First National Bank
Rotan, TX
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Capital 5.83M
Leverage Ratio 9.71
Loan Loss Reserves to Loans 2.30%
Risk-Based Capital Ratio 22.79
Liquidity First National Bank
Rotan, TX
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Hot Money Ratio 18.94%
Liquidity Ratio 28.03%
Profitability First National Bank
Rotan, TX
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5-Year Return on Average Assets 0.30%
Net Income 343.00K
Net Interest Spread 3.15%
Operating Profit to Average Assets 0.68%
Overhead Efficiency Ratio 79.50%
Return on Assets 0.68%
Return on Equity 12.03%