C
Keystone Bank, SSB
Rating Date
March 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Keystone Bank, SSB
Bee Cave, TX
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Rating C
Asset Quality Index 7.20
Capitalization Index 7.60
Liquidity Index 0.80
Profitability Index 4.20
Stability Index 7.80
Company Info Keystone Bank, SSB
Bee Cave, TX
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FDIC Number 34456
Phone Number (512) 982-9150
Website www.keystone.bank
Asset Quality Keystone Bank, SSB
Bee Cave, TX
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1-Year Asset Growth 8.35%
5-Year Asset Growth 40.14%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.60%
Non-Performing Assets to Assets 0.10%
Non-Performing Loans to Capital 0.92%
Non-Performing Loans to Loans 0.13%
Balance Sheet Keystone Bank, SSB
Bee Cave, TX
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Total Assets 1.02B
Total Deposits 864.85M
Capital and Reserves Keystone Bank, SSB
Bee Cave, TX
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Capital 103.75M
Leverage Ratio 9.41
Loan Loss Reserves to Loans 0.96%
Risk-Based Capital Ratio 12.96
Liquidity Keystone Bank, SSB
Bee Cave, TX
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Hot Money Ratio 19.60%
Liquidity Ratio 17.28%
Profitability Keystone Bank, SSB
Bee Cave, TX
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5-Year Return on Average Assets 0.71%
Net Income 7.35M
Net Interest Spread 3.54%
Operating Profit to Average Assets 0.93%
Overhead Efficiency Ratio 59.26%
Return on Assets 0.72%
Return on Equity 7.33%