C
Millennial Bank
LeedsAL
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Millennial Bank
Leeds, AL
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Rating C
Asset Quality Index 6.60
Capitalization Index 6.90
Liquidity Index 1.20
Profitability Index 3.80
Stability Index 3.90
Company Info Millennial Bank
Leeds, AL
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FDIC Number 34460
Phone Number (205) 702-2265
Website www.millennial.bank
Asset Quality Millennial Bank
Leeds, AL
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1-Year Asset Growth 10.02%
5-Year Asset Growth 23.80%
5-Year Charge-Offs to Average Loans 0.08%
Charge-Offs to Average Loans 0.03%
Non-Performing Assets to Assets 0.21%
Non-Performing Loans to Capital 0.23%
Non-Performing Loans to Loans 0.03%
Balance Sheet Millennial Bank
Leeds, AL
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Total Assets 189.58M
Total Deposits 173.77M
Capital and Reserves Millennial Bank
Leeds, AL
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Capital 14.56M
Leverage Ratio 8.87
Loan Loss Reserves to Loans 1.04%
Risk-Based Capital Ratio 11.39
Liquidity Millennial Bank
Leeds, AL
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Hot Money Ratio 19.57%
Liquidity Ratio 12.79%
Profitability Millennial Bank
Leeds, AL
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5-Year Return on Average Assets 0.59%
Net Income 900.00K
Net Interest Spread 4.44%
Operating Profit to Average Assets 0.87%
Overhead Efficiency Ratio 76.24%
Return on Assets 0.67%
Return on Equity 8.74%