C
Millennial Bank
LeedsAL
Rating Date
March 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Millennial Bank
Leeds, AL
Click to
Compare
Click to
Compare
Click to
Compare
Rating C
Asset Quality Index 5.60
Capitalization Index 6.70
Liquidity Index 0.80
Profitability Index 4.10
Stability Index 4.40
Company Info Millennial Bank
Leeds, AL
Click to
Compare
Click to
Compare
Click to
Compare
FDIC Number 34460
Phone Number (205) 702-2265
Website www.millennial.bank
Asset Quality Millennial Bank
Leeds, AL
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 13.91%
5-Year Asset Growth 14.46%
5-Year Charge-Offs to Average Loans 0.08%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 0.20%
Non-Performing Loans to Capital 0.23%
Non-Performing Loans to Loans 0.03%
Balance Sheet Millennial Bank
Leeds, AL
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 194.77M
Total Deposits 169.94M
Capital and Reserves Millennial Bank
Leeds, AL
Click to
Compare
Click to
Compare
Click to
Compare
Capital 15.20M
Leverage Ratio 8.66
Loan Loss Reserves to Loans 1.12%
Risk-Based Capital Ratio 10.75
Liquidity Millennial Bank
Leeds, AL
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 23.32%
Liquidity Ratio 10.92%
Profitability Millennial Bank
Leeds, AL
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 0.59%
Net Income 1.28M
Net Interest Spread 4.53%
Operating Profit to Average Assets 0.90%
Overhead Efficiency Ratio 74.49%
Return on Assets 0.70%
Return on Equity 9.14%