B
Principal Bank
Rating Date
March 2026
Risk Based
Capital Ratio
15.65
Leverage
Ratio
7.22
Return On
Assets
1.17%
Total
Assets
9.33B
Capital
491.07M
Total
Deposits
8.79B
Net
Income
111.38M
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Weiss Ratings Principal Bank
Des Moines, IA 		Click to
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Rating B
Asset Quality Index 10.00
Capitalization Index 5.20
Liquidity Index 6.10
Profitability Index 5.80
Stability Index 4.90
Company Info Principal Bank
Des Moines, IA 		Click to
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FDIC Number 34507
Phone Number (800) 672-3343
Website www.principal.com/bank
Asset Quality Principal Bank
Des Moines, IA 		Click to
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1-Year Asset Growth 6.13%
5-Year Asset Growth 21.27%
5-Year Charge-Offs to Average Loans -0.12%
Charge-Offs to Average Loans -0.18%
Non-Performing Assets to Assets 0.17%
Non-Performing Loans to Capital 2.07%
Non-Performing Loans to Loans 0.56%
Balance Sheet Principal Bank
Des Moines, IA 		Click to
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Total Assets 9.33B
Total Deposits 8.79B
Capital and Reserves Principal Bank
Des Moines, IA 		Click to
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Capital 491.07M
Leverage Ratio 7.22
Loan Loss Reserves to Loans 0.29%
Risk-Based Capital Ratio 15.65
Liquidity Principal Bank
Des Moines, IA 		Click to
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Hot Money Ratio 2.95%
Liquidity Ratio 54.97%
Profitability Principal Bank
Des Moines, IA 		Click to
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5-Year Return on Average Assets 1.16%
Net Income 111.38M
Net Interest Spread 2.34%
Operating Profit to Average Assets 1.58%
Overhead Efficiency Ratio 47.85%
Return on Assets 1.17%
Return on Equity 25.46%