B
Principal Bank
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Principal Bank
Des Moines, IA
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Rating B
Asset Quality Index 10.00
Capitalization Index 5.10
Liquidity Index 6.20
Profitability Index 5.20
Stability Index 4.90
Company Info Principal Bank
Des Moines, IA
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FDIC Number 34507
Phone Number (800) 672-3343
Website www.principal.com/bank
Asset Quality Principal Bank
Des Moines, IA
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1-Year Asset Growth 3.43%
5-Year Asset Growth 25.88%
5-Year Charge-Offs to Average Loans -0.12%
Charge-Offs to Average Loans -0.23%
Non-Performing Assets to Assets 0.16%
Non-Performing Loans to Capital 1.85%
Non-Performing Loans to Loans 0.54%
Balance Sheet Principal Bank
Des Moines, IA
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Total Assets 9.01B
Total Deposits 8.47B
Capital and Reserves Principal Bank
Des Moines, IA
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Capital 460.41M
Leverage Ratio 7.09
Loan Loss Reserves to Loans 0.39%
Risk-Based Capital Ratio 15.99
Liquidity Principal Bank
Des Moines, IA
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Hot Money Ratio 3.14%
Liquidity Ratio 54.95%
Profitability Principal Bank
Des Moines, IA
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5-Year Return on Average Assets 1.16%
Net Income 73.79M
Net Interest Spread 2.33%
Operating Profit to Average Assets 1.40%
Overhead Efficiency Ratio 50.43%
Return on Assets 1.04%
Return on Equity 23.17%