B
Principal Bank
Rating Date
October 2025
Risk Based
Capital Ratio
16.31
Leverage
Ratio
7.27
Return On
Assets
0.99%
Total
Assets
8.96B
Capital
435.37M
Total
Deposits
8.38B
Net
Income
46.68M
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Weiss Ratings Principal Bank
Des Moines, IA 		Click to
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Rating B
Asset Quality Index 10.00
Capitalization Index 5.30
Liquidity Index 6.20
Profitability Index 5.10
Stability Index 4.90
Company Info Principal Bank
Des Moines, IA 		Click to
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FDIC Number 34507
Phone Number (800) 672-3343
Website www.principal.com/bank
Asset Quality Principal Bank
Des Moines, IA 		Click to
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1-Year Asset Growth 3.16%
5-Year Asset Growth 25.88%
5-Year Charge-Offs to Average Loans -0.12%
Charge-Offs to Average Loans -0.37%
Non-Performing Assets to Assets 0.14%
Non-Performing Loans to Capital 1.73%
Non-Performing Loans to Loans 0.48%
Balance Sheet Principal Bank
Des Moines, IA 		Click to
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Total Assets 8.96B
Total Deposits 8.38B
Capital and Reserves Principal Bank
Des Moines, IA 		Click to
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Capital 435.37M
Leverage Ratio 7.27
Loan Loss Reserves to Loans 0.35%
Risk-Based Capital Ratio 16.31
Liquidity Principal Bank
Des Moines, IA 		Click to
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Hot Money Ratio 3.16%
Liquidity Ratio 54.77%
Profitability Principal Bank
Des Moines, IA 		Click to
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5-Year Return on Average Assets 1.16%
Net Income 46.68M
Net Interest Spread 2.37%
Operating Profit to Average Assets 1.35%
Overhead Efficiency Ratio 52.15%
Return on Assets 0.99%
Return on Equity 22.60%