B
Principal Bank
Rating Date
August 2026
Risk Based
Capital Ratio
15.07
Leverage
Ratio
7.13
Return On
Assets
1.62%
Total
Assets
9.84B
Capital
493.91M
Total
Deposits
9.26B
Net
Income
80.81M
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Weiss Ratings Principal Bank
Des Moines, IA 		Click to
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Rating B
Asset Quality Index 10.00
Capitalization Index 5.10
Liquidity Index 6.10
Profitability Index 7.90
Stability Index 5.00
Company Info Principal Bank
Des Moines, IA 		Click to
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FDIC Number 34507
Phone Number (800) 672-3343
Website www.principal.com/bank
Asset Quality Principal Bank
Des Moines, IA 		Click to
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1-Year Asset Growth 9.74%
5-Year Asset Growth 21.27%
5-Year Charge-Offs to Average Loans -0.12%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.13%
Non-Performing Loans to Capital 1.80%
Non-Performing Loans to Loans 0.44%
Balance Sheet Principal Bank
Des Moines, IA 		Click to
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Total Assets 9.84B
Total Deposits 9.26B
Capital and Reserves Principal Bank
Des Moines, IA 		Click to
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Capital 493.91M
Leverage Ratio 7.13
Loan Loss Reserves to Loans 0.25%
Risk-Based Capital Ratio 15.07
Liquidity Principal Bank
Des Moines, IA 		Click to
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Hot Money Ratio 2.55%
Liquidity Ratio 55.22%
Profitability Principal Bank
Des Moines, IA 		Click to
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5-Year Return on Average Assets 1.22%
Net Income 80.81M
Net Interest Spread 2.35%
Operating Profit to Average Assets 2.18%
Overhead Efficiency Ratio 37.98%
Return on Assets 1.62%
Return on Equity 33.15%