B
Principal Bank
Rating Date
June 2025
Risk Based
Capital Ratio
16.32
Leverage
Ratio
7.40
Return On
Assets
1.01%
Total
Assets
8.69B
Capital
417.15M
Total
Deposits
8.21B
Net
Income
23.65M
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Weiss Ratings Principal Bank
Des Moines, IA 		Click to
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Rating B
Asset Quality Index 10.00
Capitalization Index 5.40
Liquidity Index 6.20
Profitability Index 3.90
Stability Index 4.90
Company Info Principal Bank
Des Moines, IA 		Click to
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FDIC Number 34507
Phone Number (800) 672-3343
Website www.principal.com/bank
Asset Quality Principal Bank
Des Moines, IA 		Click to
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1-Year Asset Growth 3.61%
5-Year Asset Growth 25.88%
5-Year Charge-Offs to Average Loans -0.12%
Charge-Offs to Average Loans -0.60%
Non-Performing Assets to Assets 0.13%
Non-Performing Loans to Capital 1.47%
Non-Performing Loans to Loans 0.42%
Balance Sheet Principal Bank
Des Moines, IA 		Click to
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Total Assets 8.69B
Total Deposits 8.21B
Capital and Reserves Principal Bank
Des Moines, IA 		Click to
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Capital 417.15M
Leverage Ratio 7.40
Loan Loss Reserves to Loans 0.28%
Risk-Based Capital Ratio 16.32
Liquidity Principal Bank
Des Moines, IA 		Click to
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Hot Money Ratio 3.21%
Liquidity Ratio 53.08%
Profitability Principal Bank
Des Moines, IA 		Click to
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5-Year Return on Average Assets 1.16%
Net Income 23.65M
Net Interest Spread 2.43%
Operating Profit to Average Assets 1.36%
Overhead Efficiency Ratio 53.04%
Return on Assets 1.01%
Return on Equity 23.66%