D
Neighborhood National Bank
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Neighborhood National Bank
El Cajon, CA
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Rating D
Asset Quality Index 4.90
Capitalization Index 10.00
Liquidity Index 0.50
Profitability Index 3.30
Stability Index 5.50
Company Info Neighborhood National Bank
El Cajon, CA
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FDIC Number 34548
Phone Number (619) 462-1253
Website www.mynnb.com
Asset Quality Neighborhood National Bank
El Cajon, CA
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1-Year Asset Growth 24.44%
5-Year Asset Growth 31.80%
5-Year Charge-Offs to Average Loans 0.05%
Charge-Offs to Average Loans -0.01%
Non-Performing Assets to Assets 0.60%
Non-Performing Loans to Capital 4.88%
Non-Performing Loans to Loans 1.03%
Balance Sheet Neighborhood National Bank
El Cajon, CA
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Total Assets 210.83M
Total Deposits 173.09M
Capital and Reserves Neighborhood National Bank
El Cajon, CA
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Capital 26.93M
Leverage Ratio 11.96
Loan Loss Reserves to Loans 1.23%
Risk-Based Capital Ratio --
Liquidity Neighborhood National Bank
El Cajon, CA
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Hot Money Ratio 28.59%
Liquidity Ratio 24.47%
Profitability Neighborhood National Bank
El Cajon, CA
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5-Year Return on Average Assets -0.59%
Net Income 3.43M
Net Interest Spread 3.26%
Operating Profit to Average Assets 0.43%
Overhead Efficiency Ratio 88.53%
Return on Assets 2.38%
Return on Equity 19.32%