D
Neighborhood National Bank
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Neighborhood National Bank
El Cajon, CA
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Rating D
Asset Quality Index 4.60
Capitalization Index 10.00
Liquidity Index 0.40
Profitability Index 0.90
Stability Index 5.20
Company Info Neighborhood National Bank
El Cajon, CA
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FDIC Number 34548
Phone Number (619) 462-1253
Website www.mynnb.com
Asset Quality Neighborhood National Bank
El Cajon, CA
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1-Year Asset Growth 30.37%
5-Year Asset Growth 31.80%
5-Year Charge-Offs to Average Loans 0.05%
Charge-Offs to Average Loans -0.01%
Non-Performing Assets to Assets 0.81%
Non-Performing Loans to Capital 6.32%
Non-Performing Loans to Loans 1.10%
Balance Sheet Neighborhood National Bank
El Cajon, CA
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Total Assets 199.47M
Total Deposits 164.72M
Capital and Reserves Neighborhood National Bank
El Cajon, CA
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Capital 23.69M
Leverage Ratio 12.42
Loan Loss Reserves to Loans 1.27%
Risk-Based Capital Ratio --
Liquidity Neighborhood National Bank
El Cajon, CA
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Hot Money Ratio 27.97%
Liquidity Ratio 23.15%
Profitability Neighborhood National Bank
El Cajon, CA
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5-Year Return on Average Assets -0.59%
Net Income 198.00K
Net Interest Spread 3.23%
Operating Profit to Average Assets 0.22%
Overhead Efficiency Ratio 93.77%
Return on Assets 0.21%
Return on Equity 1.74%