C
Encore Bank
Rating Date
October 2025
Risk Based
Capital Ratio
12.71
Leverage
Ratio
9.38
Return On
Assets
0.14%
Total
Assets
3.58B
Capital
290.67M
Total
Deposits
3.23B
Net
Income
3.99M
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Weiss Ratings Encore Bank
Little Rock, AR 		Click to
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Rating C
Asset Quality Index 8.50
Capitalization Index 7.60
Liquidity Index 2.50
Profitability Index 1.50
Stability Index 5.70
Company Info Encore Bank
Little Rock, AR 		Click to
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FDIC Number 34562
Phone Number (501) 651-0991
Website www.bankencore.com
Asset Quality Encore Bank
Little Rock, AR 		Click to
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1-Year Asset Growth -7.27%
5-Year Asset Growth 215.88%
5-Year Charge-Offs to Average Loans 0.03%
Charge-Offs to Average Loans 0.27%
Non-Performing Assets to Assets 0.26%
Non-Performing Loans to Capital 2.09%
Non-Performing Loans to Loans 0.28%
Balance Sheet Encore Bank
Little Rock, AR 		Click to
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Total Assets 3.58B
Total Deposits 3.23B
Capital and Reserves Encore Bank
Little Rock, AR 		Click to
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Capital 290.67M
Leverage Ratio 9.38
Loan Loss Reserves to Loans 1.37%
Risk-Based Capital Ratio 12.71
Liquidity Encore Bank
Little Rock, AR 		Click to
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Hot Money Ratio 9.92%
Liquidity Ratio 8.12%
Profitability Encore Bank
Little Rock, AR 		Click to
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5-Year Return on Average Assets 0.11%
Net Income 3.99M
Net Interest Spread 2.14%
Operating Profit to Average Assets 0.16%
Overhead Efficiency Ratio 92.43%
Return on Assets 0.14%
Return on Equity 1.89%