C
Pacific Crest Bank
Rating Date
August 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Pacific Crest Bank
Lynnwood, WA
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Rating C
Asset Quality Index 6.70
Capitalization Index 10.00
Liquidity Index 0.90
Profitability Index 2.80
Stability Index 6.90
Company Info Pacific Crest Bank
Lynnwood, WA
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FDIC Number 34585
Phone Number (425) 670-9600
Website www.paccrest.com
Asset Quality Pacific Crest Bank
Lynnwood, WA
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1-Year Asset Growth -1.72%
5-Year Asset Growth 5.44%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.46%
Non-Performing Loans to Capital 3.30%
Non-Performing Loans to Loans 0.60%
Balance Sheet Pacific Crest Bank
Lynnwood, WA
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Total Assets 318.49M
Total Deposits 239.88M
Capital and Reserves Pacific Crest Bank
Lynnwood, WA
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Capital 33.72M
Leverage Ratio 11.23
Loan Loss Reserves to Loans 1.55%
Risk-Based Capital Ratio 16.05
Liquidity Pacific Crest Bank
Lynnwood, WA
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Hot Money Ratio 41.83%
Liquidity Ratio 26.32%
Profitability Pacific Crest Bank
Lynnwood, WA
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5-Year Return on Average Assets 0.94%
Net Income 951.00K
Net Interest Spread 2.40%
Operating Profit to Average Assets 0.60%
Overhead Efficiency Ratio 74.06%
Return on Assets 0.60%
Return on Equity 5.79%