C
Pacific Crest Savings Bank
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Pacific Crest Savings Bank
Lynnwood, WA
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Rating C
Asset Quality Index 5.40
Capitalization Index 10.00
Liquidity Index 1.10
Profitability Index 3.10
Stability Index 6.80
Company Info Pacific Crest Savings Bank
Lynnwood, WA
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FDIC Number 34585
Phone Number (425) 670-9600
Website www.paccrest.com
Asset Quality Pacific Crest Savings Bank
Lynnwood, WA
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1-Year Asset Growth 5.36%
5-Year Asset Growth 5.88%
5-Year Charge-Offs to Average Loans -0.01%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.49%
Non-Performing Loans to Capital 3.57%
Non-Performing Loans to Loans 0.66%
Balance Sheet Pacific Crest Savings Bank
Lynnwood, WA
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Total Assets 324.05M
Total Deposits 249.88M
Capital and Reserves Pacific Crest Savings Bank
Lynnwood, WA
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Capital 32.52M
Leverage Ratio 10.98
Loan Loss Reserves to Loans 1.57%
Risk-Based Capital Ratio 16.56
Liquidity Pacific Crest Savings Bank
Lynnwood, WA
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Hot Money Ratio 39.89%
Liquidity Ratio 28.68%
Profitability Pacific Crest Savings Bank
Lynnwood, WA
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5-Year Return on Average Assets 1.02%
Net Income 1.00M
Net Interest Spread 2.24%
Operating Profit to Average Assets 0.61%
Overhead Efficiency Ratio 71.33%
Return on Assets 0.61%
Return on Equity 6.08%