C
Pacific Crest Bank
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Pacific Crest Bank
Lynnwood, WA
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Rating C
Asset Quality Index 6.70
Capitalization Index 10.00
Liquidity Index 1.90
Profitability Index 3.20
Stability Index 6.80
Company Info Pacific Crest Bank
Lynnwood, WA
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FDIC Number 34585
Phone Number (425) 670-9600
Website www.paccrest.com
Asset Quality Pacific Crest Bank
Lynnwood, WA
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1-Year Asset Growth 0.37%
5-Year Asset Growth 5.88%
5-Year Charge-Offs to Average Loans -0.01%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.48%
Non-Performing Loans to Capital 3.06%
Non-Performing Loans to Loans 0.67%
Balance Sheet Pacific Crest Bank
Lynnwood, WA
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Total Assets 324.25M
Total Deposits 242.35M
Capital and Reserves Pacific Crest Bank
Lynnwood, WA
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Capital 33.90M
Leverage Ratio 11.43
Loan Loss Reserves to Loans 1.64%
Risk-Based Capital Ratio 17.41
Liquidity Pacific Crest Bank
Lynnwood, WA
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Hot Money Ratio 41.26%
Liquidity Ratio 32.03%
Profitability Pacific Crest Bank
Lynnwood, WA
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5-Year Return on Average Assets 1.02%
Net Income 1.58M
Net Interest Spread 2.29%
Operating Profit to Average Assets 0.65%
Overhead Efficiency Ratio 70.56%
Return on Assets 0.65%
Return on Equity 6.38%