B
MVB Bank, Inc.
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings MVB Bank, Inc.
Fairmont, WV
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Rating B
Asset Quality Index 5.60
Capitalization Index 10.00
Liquidity Index 2.60
Profitability Index 7.30
Stability Index 9.00
Company Info MVB Bank, Inc.
Fairmont, WV
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FDIC Number 34603
Phone Number (844) 682-2265
Website www.mvbbanking.com
Asset Quality MVB Bank, Inc.
Fairmont, WV
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1-Year Asset Growth -5.77%
5-Year Asset Growth 11.83%
5-Year Charge-Offs to Average Loans 0.24%
Charge-Offs to Average Loans 0.11%
Non-Performing Assets to Assets 1.27%
Non-Performing Loans to Capital 8.66%
Non-Performing Loans to Loans 1.77%
Balance Sheet MVB Bank, Inc.
Fairmont, WV
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Total Assets 3.19B
Total Deposits 2.78B
Capital and Reserves MVB Bank, Inc.
Fairmont, WV
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Capital 343.55M
Leverage Ratio 11.10
Loan Loss Reserves to Loans 1.03%
Risk-Based Capital Ratio --
Liquidity MVB Bank, Inc.
Fairmont, WV
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Hot Money Ratio 5.99%
Liquidity Ratio 14.27%
Profitability MVB Bank, Inc.
Fairmont, WV
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5-Year Return on Average Assets 1.46%
Net Income 36.01M
Net Interest Spread 3.70%
Operating Profit to Average Assets 1.91%
Overhead Efficiency Ratio 55.91%
Return on Assets 1.50%
Return on Equity 14.64%