American Bank of Oklahoma
Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (4.2 on a scale of 0 to 10). Operating profits as a percentage of assets at 0.2%, coupled with a return on assets of 0.1 has resulted in Weak (2.4) profitability.
Other Rating Factors:
Excellent current capitalization (7.5 on a scale of 0 to 10) and a capital leverage ratio of 9.3. A current level of 22.7 percent of nonperforming loans to core capital combined with 20.3 percent from a year earlier contributes to the Weak asset quality (1.9).
Asset Mix:
Home mtgs (19%), comm re (16%), comm loans (16%), consumer loans (8%), securities (6%), cash (3%), other (32%)
States with Branches:
OK
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
AmeriBank Holding Company
Investment Rating
--
Address
200 East Main Street
Collinsville, OK 74021
Collinsville, OK 74021
Phone Number
(918) 371-7300
Year Founded
1998
FDIC Number
Website
Largest Affiliates
No affiliate information available.