D
Key Community Bank
Rating Date
August 2026
Risk Based
Capital Ratio
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Major Rating Factors: A current level of 1.6 percent of nonperforming loans to core capital combined with 14.6 percent from a year earlier contributes to the Fair asset quality (3.9).
Other Rating Factors: Excellent current capitalization (9.5 on a scale of 0 to 10) and a capital leverage ratio of 10.7. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (6.3 on a scale of 0 to 10).
Asset Mix: Comm re (57%), home mtgs (13%), cash (8%), comm loans (4%), consumer loans (3%), home eq lns (3%), securities (3%), other (8%)
States with Branches: MN
Asset Quality
Non-Performing Loans to Capital
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Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
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Hot Money
Corporate Info
Group Affiliation
Inver Grove Bancshares, Inc.
Investment Rating
--
Address
5684 Bishop Avenue
Inver Grove Heights, MN 55076
Phone Number
(651) 457-7539
Year Founded
1998
FDIC Number
Largest Affiliates
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