B
People's Bank of Commerce
MedfordOR
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings People's Bank of Commerce
Medford, OR
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Rating B
Asset Quality Index 6.70
Capitalization Index 10.00
Liquidity Index 2.60
Profitability Index 5.10
Stability Index 7.90
Company Info People's Bank of Commerce
Medford, OR
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FDIC Number 34685
Phone Number (541) 776-5350
Website www.peoplesbank.bank
Asset Quality People's Bank of Commerce
Medford, OR
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1-Year Asset Growth 2.95%
5-Year Asset Growth 23.15%
5-Year Charge-Offs to Average Loans 0.02%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.59%
Non-Performing Loans to Capital 3.64%
Non-Performing Loans to Loans 0.83%
Balance Sheet People's Bank of Commerce
Medford, OR
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Total Assets 810.39M
Total Deposits 684.96M
Capital and Reserves People's Bank of Commerce
Medford, OR
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Capital 111.17M
Leverage Ratio 14.06
Loan Loss Reserves to Loans 1.10%
Risk-Based Capital Ratio --
Liquidity People's Bank of Commerce
Medford, OR
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Hot Money Ratio 1.10%
Liquidity Ratio 18.45%
Profitability People's Bank of Commerce
Medford, OR
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5-Year Return on Average Assets 1.05%
Net Income 6.48M
Net Interest Spread 4.11%
Operating Profit to Average Assets 1.41%
Overhead Efficiency Ratio 65.22%
Return on Assets 1.05%
Return on Equity 8.10%