B
People's Bank of Commerce
MedfordOR
Rating Date
March 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings People's Bank of Commerce
Medford, OR
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Rating B
Asset Quality Index 6.80
Capitalization Index 10.00
Liquidity Index 2.30
Profitability Index 5.20
Stability Index 8.70
Company Info People's Bank of Commerce
Medford, OR
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FDIC Number 34685
Phone Number (541) 776-5350
Website www.peoplesbank.bank
Asset Quality People's Bank of Commerce
Medford, OR
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1-Year Asset Growth -1.25%
5-Year Asset Growth 10.14%
5-Year Charge-Offs to Average Loans 0.02%
Charge-Offs to Average Loans 0.02%
Non-Performing Assets to Assets 0.57%
Non-Performing Loans to Capital 3.42%
Non-Performing Loans to Loans 0.78%
Balance Sheet People's Bank of Commerce
Medford, OR
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Total Assets 788.70M
Total Deposits 661.98M
Capital and Reserves People's Bank of Commerce
Medford, OR
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Capital 112.71M
Leverage Ratio 14.16
Loan Loss Reserves to Loans 1.10%
Risk-Based Capital Ratio --
Liquidity People's Bank of Commerce
Medford, OR
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Hot Money Ratio 1.05%
Liquidity Ratio 15.50%
Profitability People's Bank of Commerce
Medford, OR
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5-Year Return on Average Assets 1.05%
Net Income 9.13M
Net Interest Spread 4.19%
Operating Profit to Average Assets 1.49%
Overhead Efficiency Ratio 64.40%
Return on Assets 1.11%
Return on Equity 8.46%