| Weiss Ratings |
People's Bank of Commerce
Medford, OR |
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| Rating | ||||
| Asset Quality Index | 6.50 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 2.70 | |||
| Profitability Index | 4.50 | |||
| Stability Index | 7.90 | |||
| Company Info |
People's Bank of Commerce
Medford, OR |
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| FDIC Number | 34685 | |||
| Phone Number | (541) 776-5350 | |||
| Website | www.peoplesbank.bank | |||
| Asset Quality |
People's Bank of Commerce
Medford, OR |
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| 1-Year Asset Growth | 2.85% | |||
| 5-Year Asset Growth | 23.15% | |||
| 5-Year Charge-Offs to Average Loans | 0.02% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.65% | |||
| Non-Performing Loans to Capital | 4.19% | |||
| Non-Performing Loans to Loans | 0.93% | |||
| Balance Sheet |
People's Bank of Commerce
Medford, OR |
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| Total Assets | 812.26M | |||
| Total Deposits | 693.71M | |||
| Capital and Reserves |
People's Bank of Commerce
Medford, OR |
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| Capital | 105.18M | |||
| Leverage Ratio | 13.69 | |||
| Loan Loss Reserves to Loans | 1.01% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
People's Bank of Commerce
Medford, OR |
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| Hot Money Ratio | 1.10% | |||
| Liquidity Ratio | 18.54% | |||
| Profitability |
People's Bank of Commerce
Medford, OR |
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| 5-Year Return on Average Assets | 1.05% | |||
| Net Income | 2.08M | |||
| Net Interest Spread | 3.95% | |||
| Operating Profit to Average Assets | 1.36% | |||
| Overhead Efficiency Ratio | 66.47% | |||
| Return on Assets | 1.02% | |||
| Return on Equity | 8.03% | |||