C
Farmers & Merchants Bank of Colby
ColbyKS
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Farmers & Merchants Bank of Colby
Colby, KS
Click to
Compare
Click to
Compare
Click to
Compare
Rating C
Asset Quality Index 6.20
Capitalization Index 10.00
Liquidity Index 0.40
Profitability Index 6.80
Stability Index 3.70
Company Info Farmers & Merchants Bank of Colby
Colby, KS
Click to
Compare
Click to
Compare
Click to
Compare
FDIC Number 34719
Phone Number (785) 460-3321
Website www.fmbcolby.com
Asset Quality Farmers & Merchants Bank of Colby
Colby, KS
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 10.14%
5-Year Asset Growth 24.11%
5-Year Charge-Offs to Average Loans 0.17%
Charge-Offs to Average Loans -0.09%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 7.79%
Non-Performing Loans to Loans 0.00%
Balance Sheet Farmers & Merchants Bank of Colby
Colby, KS
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 596.77M
Total Deposits 460.94M
Capital and Reserves Farmers & Merchants Bank of Colby
Colby, KS
Click to
Compare
Click to
Compare
Click to
Compare
Capital 68.39M
Leverage Ratio 11.33
Loan Loss Reserves to Loans 0.95%
Risk-Based Capital Ratio --
Liquidity Farmers & Merchants Bank of Colby
Colby, KS
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 56.41%
Liquidity Ratio 10.71%
Profitability Farmers & Merchants Bank of Colby
Colby, KS
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 1.53%
Net Income 6.41M
Net Interest Spread 3.37%
Operating Profit to Average Assets 1.78%
Overhead Efficiency Ratio 45.12%
Return on Assets 1.45%
Return on Equity 13.29%