C
Farmers & Merchants Bank of Colby
Colby,  KS
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Farmers & Merchants Bank of Colby
Colby, KS
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Rating C
Asset Quality Index 6.80
Capitalization Index 10.00
Liquidity Index 0.50
Profitability Index 7.40
Stability Index 3.70
Company Info Farmers & Merchants Bank of Colby
Colby, KS
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FDIC Number 34719
Phone Number (785) 460-3321
Website www.fmbcolby.com
Asset Quality Farmers & Merchants Bank of Colby
Colby, KS
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1-Year Asset Growth 9.92%
5-Year Asset Growth 22.60%
5-Year Charge-Offs to Average Loans 0.05%
Charge-Offs to Average Loans -0.04%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 3.81%
Non-Performing Loans to Loans 0.00%
Balance Sheet Farmers & Merchants Bank of Colby
Colby, KS
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Total Assets 650.81M
Total Deposits 511.32M
Capital and Reserves Farmers & Merchants Bank of Colby
Colby, KS
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Capital 73.73M
Leverage Ratio 11.23
Loan Loss Reserves to Loans 0.99%
Risk-Based Capital Ratio --
Liquidity Farmers & Merchants Bank of Colby
Colby, KS
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Hot Money Ratio 52.47%
Liquidity Ratio 11.72%
Profitability Farmers & Merchants Bank of Colby
Colby, KS
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5-Year Return on Average Assets 1.49%
Net Income 5.43M
Net Interest Spread 3.68%
Operating Profit to Average Assets 2.02%
Overhead Efficiency Ratio 42.92%
Return on Assets 1.69%
Return on Equity 15.29%