C
Farmers & Merchants Bank of Colby
ColbyKS
Rating Date
March 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Farmers & Merchants Bank of Colby
Colby, KS
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Rating C
Asset Quality Index 6.90
Capitalization Index 10.00
Liquidity Index 0.70
Profitability Index 6.30
Stability Index 4.30
Company Info Farmers & Merchants Bank of Colby
Colby, KS
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FDIC Number 34719
Phone Number (785) 460-3321
Website www.fmbcolby.com
Asset Quality Farmers & Merchants Bank of Colby
Colby, KS
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1-Year Asset Growth 12.29%
5-Year Asset Growth 22.60%
5-Year Charge-Offs to Average Loans 0.17%
Charge-Offs to Average Loans -0.09%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 4.24%
Non-Performing Loans to Loans 0.00%
Balance Sheet Farmers & Merchants Bank of Colby
Colby, KS
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Total Assets 639.86M
Total Deposits 503.98M
Capital and Reserves Farmers & Merchants Bank of Colby
Colby, KS
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Capital 68.92M
Leverage Ratio 11.01
Loan Loss Reserves to Loans 1.02%
Risk-Based Capital Ratio --
Liquidity Farmers & Merchants Bank of Colby
Colby, KS
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Hot Money Ratio 51.58%
Liquidity Ratio 13.56%
Profitability Farmers & Merchants Bank of Colby
Colby, KS
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5-Year Return on Average Assets 1.53%
Net Income 8.36M
Net Interest Spread 3.42%
Operating Profit to Average Assets 1.65%
Overhead Efficiency Ratio 47.92%
Return on Assets 1.41%
Return on Equity 12.79%