C
Farmers & Merchants Bank of Colby
ColbyKS
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Farmers & Merchants Bank of Colby
Colby, KS
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Rating C
Asset Quality Index 6.70
Capitalization Index 10.00
Liquidity Index 0.50
Profitability Index 6.20
Stability Index 3.70
Company Info Farmers & Merchants Bank of Colby
Colby, KS
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FDIC Number 34719
Phone Number (785) 460-3321
Website www.fmbcolby.com
Asset Quality Farmers & Merchants Bank of Colby
Colby, KS
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1-Year Asset Growth 14.14%
5-Year Asset Growth 24.11%
5-Year Charge-Offs to Average Loans 0.17%
Charge-Offs to Average Loans -0.04%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 4.71%
Non-Performing Loans to Loans 0.00%
Balance Sheet Farmers & Merchants Bank of Colby
Colby, KS
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Total Assets 592.10M
Total Deposits 457.46M
Capital and Reserves Farmers & Merchants Bank of Colby
Colby, KS
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Capital 65.06M
Leverage Ratio 11.03
Loan Loss Reserves to Loans 0.92%
Risk-Based Capital Ratio --
Liquidity Farmers & Merchants Bank of Colby
Colby, KS
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Hot Money Ratio 53.44%
Liquidity Ratio 12.00%
Profitability Farmers & Merchants Bank of Colby
Colby, KS
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5-Year Return on Average Assets 1.53%
Net Income 4.11M
Net Interest Spread 3.30%
Operating Profit to Average Assets 1.74%
Overhead Efficiency Ratio 44.72%
Return on Assets 1.40%
Return on Equity 13.02%